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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $780/month more in West Palm Beach, FL

$150.0K in your current city equals $159.4K in West Palm Beach, FL

Rent data from HUD ZIP-level estimates ยท COL index from Charleston-North Charleston, SC area
Overall Cost
โ†‘ 10.4%
More expensive
Monthly Impact
$780
Extra cost
Annual Impact
$9.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Charleston, SC

Population:155K
Cost Index:
100
100 = national average
Median Home:$490K

West Palm Beach, FL

Population:124K
Cost Index:
110
(10% above avg)
Median Home:$529K

Charleston, SC

The Palmetto State

155K
Population
State Tax
Yes

Located in South Carolina, this city has a population of 155K residents.

West Palm Beach, FL

The Sunshine State

124K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 124K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Charleston, SC vs West Palm Beach, FL

Housing
โ†‘ 20.0%
Charleston, SC
$2,325
West Palm Beach, FL
$2,790
Difference
$466
more
Other
โ†‘ 8.6%
Charleston, SC
$1,691
West Palm Beach, FL
$1,837
Difference
$146
more
Transportation
โ†‘ 10.3%
Charleston, SC
$1,265
West Palm Beach, FL
$1,395
Difference
$130
more
Groceries
โ†‘ 7.1%
Charleston, SC
$984
West Palm Beach, FL
$1,054
Difference
$70.21
more
Healthcare
โ†“ 6.7%
Charleston, SC
$617
West Palm Beach, FL
$575
Difference
$41.51
less
All Utilities
โ†“ 4.8%
Charleston, SC
$533
West Palm Beach, FL
$507
Difference
$25.40
less

๐Ÿ Rent Comparison

Studio
From$1,831
To$1,529
โ†“ $302
1 Bed
From$1,915
To$1,623
โ†“ $292
2 Bed
From$2,100
To$1,927
โ†“ $173
3 Bed
From$2,610
To$2,495
โ†“ $115
Charleston, SCZIP-level data

1BR range: $1,400โ€“$2,120/mo

West Palm Beach, FLZIP-level data

1BR range: $1,530โ€“$2,410/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,414
Monthly in Charleston, SC
$8,159
Monthly in West Palm Beach, FL
$745
Difference

Home Values

Charleston
West Palm Beach
$490K
Median Value
$529K
โ†“ -0.3%
YoY Change
โ†“ -4.1%
โ†‘ +55.7%
5-Year Change
โ†‘ +51.4%
$295K - $1.47M
Price Range
$338K - $787K

Homes in West Palm Beach are 8% more expensive than Charleston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $10.0K
Per year
Monthly Difference
$830
More take-home
Effective Rate Diff
6.6%
Rate difference

Charleston, SC

Federal Income Tax
Effective: 18.9%
$25.5K
South Carolina State Tax
Effective: 6.6%
$10.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.3%
$47.0K
Take-Home Pay
$8,586/month
$103.0K

West Palm Beach, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Charleston, SC Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

West Palm Beach, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Charleston
West Palm Beach
46 Good
Air Quality
48 Good
63.7%
Good Air Days
59.8%
89 Moderate
Climate Risk
100 Very High
๐ŸŒ€๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
36 days
Heat Days >95ยฐF
22 days
โ–ฒ+2.5ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
36 days
Heat Days >95ยฐF
22 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between South Carolina and Florida on TaxTakeHome.com

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