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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $780/month more in West Palm Beach, FL

$150.0K in your current city equals $159.4K in West Palm Beach, FL

Rent data from HUD ZIP-level estimates Β· COL index from Charleston-North Charleston, SC area
Overall Cost
↑ 10.4%
More expensive
Monthly Impact
$780
Extra cost
Annual Impact
$9.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Charleston, SC

Population:155K
Cost Index:
100
100 = national average
Median Home:$490K

West Palm Beach, FL

Population:124K
Cost Index:
110
(10% above avg)
Median Home:$529K

Charleston, SC

The Palmetto State

155K
Population
State Tax
Yes

Located in South Carolina, this city has a population of 155K residents.

West Palm Beach, FL

The Sunshine State

124K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 124K residents.

πŸ’‘ Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Charleston, SC vs West Palm Beach, FL

Housing
↑ 20.0%
Charleston, SC
$2,325
West Palm Beach, FL
$2,790
Difference
$466
more
Other
↑ 8.6%
Charleston, SC
$1,691
West Palm Beach, FL
$1,837
Difference
$146
more
Transportation
↑ 10.3%
Charleston, SC
$1,265
West Palm Beach, FL
$1,395
Difference
$130
more
Groceries
↑ 7.1%
Charleston, SC
$984
West Palm Beach, FL
$1,054
Difference
$70.21
more
Healthcare
↓ 6.7%
Charleston, SC
$617
West Palm Beach, FL
$575
Difference
$41.51
less
All Utilities
↓ 4.8%
Charleston, SC
$533
West Palm Beach, FL
$507
Difference
$25.40
less

🏠Rent Comparison

Studio
From$1,831
To$1,529
↓ $302
1 Bed
From$1,915
To$1,623
↓ $292
2 Bed
From$2,100
To$1,927
↓ $173
3 Bed
From$2,610
To$2,495
↓ $115
Charleston, SCZIP-level data

1BR range: $1,400–$2,120/mo

West Palm Beach, FLZIP-level data

1BR range: $1,530–$2,410/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,414
Monthly in Charleston, SC
$8,159
Monthly in West Palm Beach, FL
$745
Difference

Home Values

Charleston
West Palm Beach
$490K
Median Value
$529K
↓ -0.3%
YoY Change
↓ -4.1%
↑ +55.7%
5-Year Change
↑ +51.4%
$295K - $1.47M
Price Range
$338K - $787K

Homes in West Palm Beach are 8% more expensive than Charleston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $10.0K
Per year
Monthly Difference
$830
More take-home
Effective Rate Diff
6.6%
Rate difference

Charleston, SC

Federal Income Tax
Effective: 18.9%
$25.5K
South Carolina State Tax
Effective: 6.6%
$10.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.3%
$47.0K
Take-Home Pay
$8,586/month
$103.0K

West Palm Beach, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Charleston, SC Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

West Palm Beach, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Charleston
West Palm Beach
46 Good
Air Quality
48 Good
63.7%
Good Air Days
59.8%
89 Moderate
Climate Risk
100 Very High
πŸŒ€πŸŒͺ
Top Hazards
πŸŒŠπŸŒ…πŸŒ€
β–²+2.5Β°F
2050 Outlook
β–²+2.3Β°F
36 days
Heat Days >95Β°F
22 days
β–²+2.5Β°F
2050 Outlook
β–²+2.3Β°F
36 days
Heat Days >95Β°F
22 days

What to Consider When Moving from Charleston, SC to West Palm Beach, FL

Relocating from Charleston, SC to West Palm Beach, FL involves more than just comparing rent prices. While the overall cost of living is roughly 10% higher in West Palm Beach, FL, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in West Palm Beach, FL is 20% more expensive than in Charleston, SC. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in West Palm Beach, FL pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in West Palm Beach, FL to match your current standard of living in Charleston, SC.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit West Palm Beach, FL for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Charleston, SC vs West Palm Beach, FL

Is West Palm Beach, FL cheaper than Charleston, SC?

West Palm Beach, FL is approximately 10.4% more expensive than Charleston, SC overall. On a $150,000 salary, that translates to roughly $780/month in additional expenses. Housing is the biggest factor, costing 20% more in West Palm Beach, FL.

What salary do I need in West Palm Beach, FL to match my lifestyle in Charleston, SC?

If you currently earn $150,000 in Charleston, SC, you would need approximately $159,363 in West Palm Beach, FL to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Charleston, SC and West Palm Beach, FL?

A two-bedroom apartment averages $2,100/month in Charleston, SC compared to $1,927/month in West Palm Beach, FL. One-bedroom apartments are $1,915/month in Charleston, SC vs $1,623/month in West Palm Beach, FL. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Charleston, SC or West Palm Beach, FL?

Groceries are about 7% more expensive in West Palm Beach, FL than in Charleston, SC, which adds roughly $70.21/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Charleston, SC to West Palm Beach, FL?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between South Carolina and Florida on TaxTakeHome.com

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