Is Denver, CO cheaper than Charlottesville, VA?

Based on cost of living data, Denver, CO is 15.6% more expensive than Charlottesville, VA. This translates to spending an extra $1167 per month.

What salary do I need in Denver, CO to live like I do in Charlottesville, VA?

If you earn $150,000 in Charlottesville, VA, you'd need approximately $164,004.102 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Charlottesville, VA and Denver, CO?

Housing in Denver, CO is 48.9% more expensive than in Charlottesville, VA. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,570/month in Charlottesville, VA.

How much can I save per month by moving from Charlottesville, VA to Denver, CO?

Living in Denver, CO costs approximately $1167 more per month than Charlottesville, VA, or $14004 more per year, based on a $150,000 salary.

Charlottesville, VA vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Charlottesville, VA — ZIP-level rent data · COL adjusted from Richmond, VA area

Current salary in Charlottesville, VA

Numbers update automatically as you type

You'd spend $1.2K/month more in Denver, CO

$150.0K in your current city equals $164.0K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 15.6%

More expensive

Monthly Impact

$1,167

Extra cost

Annual Impact

$14.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Charlottesville, VA

Population:45K

Cost Index:100

Median Home:$514K

Denver, CO

Population:716K

Cost Index:116

Median Home:$513K

Charlottesville, VA

The Old Dominion State

45K

Population

State Tax

Yes

Located in Virginia, this city has a population of 45K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Charlottesville, VA vs Denver, CO

Category	Charlottesville, VA	Denver, CO	Difference	Change
🏠Housing	$2,182/mo	$3,248/mo	↑ $1,067more	48.9%
🚗Transportation	$1,222/mo	$1,462/mo	↑ $239more	19.6%
📦Other	$1,673/mo	$1,774/mo	↑ $101more	6.1%
🛒Groceries	$936/mo	$1,029/mo	↑ $93.31more	10.0%
⚡All Utilities	$560/mo	$519/mo	↓ $40.67less	7.3%
🏥Healthcare	$617/mo	$632/mo	↑ $15.39more	2.5%

🏠Housing

↑ 48.9%

Charlottesville, VA

$2,182

Denver, CO

$3,248

Difference

$1,067

🚗Transportation

↑ 19.6%

Charlottesville, VA

$1,222

Denver, CO

$1,462

Difference

$239

📦Other

↑ 6.1%

Charlottesville, VA

$1,673

Denver, CO

$1,774

Difference

$101

🛒Groceries

↑ 10.0%

Charlottesville, VA

$936

Denver, CO

$1,029

Difference

$93.31

⚡All Utilities

↓ 7.3%

Charlottesville, VA

$560

Denver, CO

$519

Difference

$40.67

less

🏥Healthcare

↑ 2.5%

Charlottesville, VA

$617

Denver, CO

$632

Difference

$15.39

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Charlottesville, VA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,222

To$1,720

↑ $498

1 Bed

From$1,375

To$1,840

↑ $465

2 Bed

From$1,570

To$2,190

↑ $620

3 Bed

From$1,909

To$2,870

↑ $961

Charlottesville, VAZIP-level data

1BR range: $1,700–$1,700/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,189

Monthly in Charlottesville, VA

$8,665

Monthly in Denver, CO

$1,475

Difference

Home Values

Charlottesville

Denver

$514K

Median Value

$513K

↑ +1%

YoY Change

↓ -4.2%

↑ +34.1%

5-Year Change

↑ +13%

$514K

Price Range

$352K - $933K

Calculate payment - Charlottesville Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.8K

Per year

Monthly Difference

$147

More take-home

Effective Rate Diff

1.2%

Rate difference

Charlottesville, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Charlottesville, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.