Is Indianapolis, IN cheaper than Chaska, MN?

Based on cost of living data, Indianapolis, IN is 14.4% cheaper than Chaska, MN. This translates to saving $1083 per month.

What salary do I need in Indianapolis, IN to live like I do in Chaska, MN?

If you earn $150,000 in Chaska, MN, you'd need approximately $137,006.886 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Chaska, MN and Indianapolis, IN?

Housing in Indianapolis, IN is 18.0% cheaper than in Chaska, MN. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,384/month in Chaska, MN.

How much can I save per month by moving from Chaska, MN to Indianapolis, IN?

Moving from Chaska, MN to Indianapolis, IN could save you approximately $1083 per month, or $12993 per year, based on a $150,000 salary.

Chaska, MN vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Chaska, MN — ZIP-level rent data · COL adjusted from Minneapolis, MN area

Current salary in Chaska, MN

Numbers update automatically as you type

You'd save $1.1K/month moving to Indianapolis, IN

$150.0K in your current city equals $137.0K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Minneapolis-St. Paul-Bloomington, MN-WI area

Overall Cost

↓ 14.4%

Less expensive

Monthly Impact

$1,083

Savings

Annual Impact

$13.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chaska, MN

Population:29K

Cost Index:100

Median Home:$465K

Indianapolis, IN

Population:888K

Cost Index:86

Median Home:$176K

Chaska, MN

The North Star State

29K

Population

State Tax

Yes

Located in Minnesota, this city has a population of 29K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Chaska, MN vs Indianapolis, IN

Category	Chaska, MN	Indianapolis, IN	Difference	Change
🏠Housing	$2,378/mo	$1,949/mo	↓ $429less	18.0%
🏥Healthcare	$733/mo	$582/mo	↓ $151less	20.6%
🚗Transportation	$1,299/mo	$1,188/mo	↓ $110less	8.5%
📦Other	$1,671/mo	$1,590/mo	↓ $80.29less	4.8%
🛒Groceries	$999/mo	$919/mo	↓ $79.35less	7.9%
⚡All Utilities	$493/mo	$503/mo	↑ $9.63more	2.0%

🏠Housing

↓ 18.0%

Chaska, MN

$2,378

Indianapolis, IN

$1,949

Difference

$429

less

🏥Healthcare

↓ 20.6%

Chaska, MN

$733

Indianapolis, IN

$582

Difference

$151

less

🚗Transportation

↓ 8.5%

Chaska, MN

$1,299

Indianapolis, IN

$1,188

Difference

$110

less

📦Other

↓ 4.8%

Chaska, MN

$1,671

Indianapolis, IN

$1,590

Difference

$80.29

less

🛒Groceries

↓ 7.9%

Chaska, MN

$999

Indianapolis, IN

$919

Difference

$79.35

less

⚡All Utilities

↑ 2.0%

Chaska, MN

$493

Indianapolis, IN

$503

Difference

$9.63

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Chaska, MN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,008

To$1,030

↑ $22.00

1 Bed

From$1,136

To$1,170

↑ $34.00

2 Bed

From$1,384

To$1,360

↓ $24.00

3 Bed

From$1,833

To$1,760

↓ $73.00

Chaska, MNZIP-level data

1BR range: $1,420–$1,420/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,573

Monthly in Chaska, MN

$6,732

Monthly in Indianapolis, IN

$841

Difference

Home Values

Chaska

Indianapolis

$465K

Median Value

$176K

↑ +1.5%

YoY Change

↓ -1.1%

↑ +23.1%

5-Year Change

↑ +26.9%

$465K

Price Range

$109K - $340K

Homes in Indianapolis are 62% less expensive than Chaska

Calculate payment - Chaska Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.6K

Per year

Monthly Difference

$466

More take-home

Effective Rate Diff

3.7%

Rate difference

Chaska, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Chaska, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.