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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.1K/month more in Las Vegas, NV

$150.0K in your current city equals $162.9K in Las Vegas, NV

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 14.4%
More expensive
Monthly Impact
$1,077
Extra cost
Annual Impact
$12.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chattanooga, TN

Population:187K
Cost Index:
100
100 = national average
Median Home:$357K

Las Vegas, NV

Population:656K
Cost Index:
114
(14% above avg)
Median Home:$377K

Chattanooga, TN

The Volunteer State

187K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 187K residents.

๐Ÿ’ก Advantage: Tennessee has no state income tax!

Las Vegas, NV

The Silver State

656K
Population
State Tax
No Income Tax
Climate
Hot desert

Notable Facts

  • โ€ขEntertainment capital
  • โ€ขNo state income tax
  • โ€ขDesert oasis

Major Industries

TourismEntertainmentTechnologyLogistics

Cost Breakdown by Category

Annual spending: Chattanooga, TN vs Las Vegas, NV

Housing
โ†‘ 55.4%
Chattanooga, TN
$2,124
Las Vegas, NV
$3,300
Difference
$1,176
more
Transportation
โ†‘ 18.6%
Chattanooga, TN
$1,302
Las Vegas, NV
$1,544
Difference
$242
more
Groceries
โ†‘ 14.2%
Chattanooga, TN
$910
Las Vegas, NV
$1,039
Difference
$130
more
Other
โ†‘ 4.4%
Chattanooga, TN
$1,731
Las Vegas, NV
$1,808
Difference
$76.90
more
Healthcare
โ†‘ 13.2%
Chattanooga, TN
$558
Las Vegas, NV
$632
Difference
$73.83
more
All Utilities
โ†“ 8.3%
Chattanooga, TN
$554
Las Vegas, NV
$508
Difference
$46.24
less

๐Ÿ Rent Comparison

Studio
From$902
To$1,270
โ†‘ $368
1 Bed
From$948
To$1,410
โ†‘ $462
2 Bed
From$1,039
To$1,655
โ†‘ $616
3 Bed
From$1,299
To$2,300
โ†‘ $1,001
Chattanooga, TNZIP-level data

1BR range: $1,000โ€“$1,660/mo

Las Vegas, NVZIP-level data

1BR range: $1,330โ€“$2,210/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,179
Monthly in Chattanooga, TN
$8,831
Monthly in Las Vegas, NV
$1,652
Difference

Home Values

Chattanooga
Las Vegas
$357K
Median Value
$377K
โ†“ -1.2%
YoY Change
โ†“ -2.3%
โ†‘ +38.2%
5-Year Change
โ†‘ +37.2%
$124K - $462K
Price Range
$265K - $712K

Homes in Las Vegas are 6% more expensive than Chattanooga

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Chattanooga, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Las Vegas, NV

Federal Income Tax
Effective: 18.9%
$25.5K
Nevada State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Chattanooga, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Las Vegas, NV Tax Rates

Sales Tax:8.2%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Chattanooga
Las Vegas
50 Good
Air Quality
N/A
50.8%
Good Air Days
-
96 High
Climate Risk
N/A
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
-
โ–ฒ+2.7ยฐF
2050 Outlook
N/A
28 days
Heat Days >95ยฐF
-
โ–ฒ+2.7ยฐF
2050 Outlook
N/A
28 days
Heat Days >95ยฐF
-

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Tennessee and Nevada on TaxTakeHome.com

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