Is Little Rock, AR cheaper than Chattanooga, TN?

Based on cost of living data, Little Rock, AR is 7.1% cheaper than Chattanooga, TN. This translates to saving $531 per month.

What salary do I need in Little Rock, AR to live like I do in Chattanooga, TN?

If you earn $150,000 in Chattanooga, TN, you'd need approximately $143,628.228 in Little Rock, AR to maintain the same standard of living.

How does housing cost compare between Chattanooga, TN and Little Rock, AR?

Housing in Little Rock, AR is 10.5% cheaper than in Chattanooga, TN. For a two-bedroom apartment, rent is $1,226/month in Little Rock, AR compared to $1,039/month in Chattanooga, TN.

How much can I save per month by moving from Chattanooga, TN to Little Rock, AR?

Moving from Chattanooga, TN to Little Rock, AR could save you approximately $531 per month, or $6372 per year, based on a $150,000 salary.

Chattanooga, TN vs Little Rock, AR: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Chattanooga, TN

Numbers update automatically as you type

You'd save $531/month moving to Little Rock, AR

$150.0K in your current city equals $143.6K in Little Rock, AR

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 7.1%

Less expensive

Monthly Impact

$531

Savings

Annual Impact

$6.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chattanooga, TN

Population:187K

Cost Index:

100

100 = national average

Median Home:$357K

Little Rock, AR

Population:204K

Cost Index:

(7% below avg)

Median Home:$261K

Chattanooga, TN

The Volunteer State

187K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 187K residents.

💡 Advantage: Tennessee has no state income tax!

Little Rock, AR

The Natural State

204K

Population

State Tax

Yes

Located in Arkansas, this city has a population of 204K residents.

Cost Breakdown by Category

Annual spending: Chattanooga, TN vs Little Rock, AR

Category	Chattanooga, TN	Little Rock, AR	Difference	Change
Housing	$2,124/mo	$1,900/mo	↓ $224less	10.5%
Groceries	$910/mo	$953/mo	↑ $43.56more	4.8%
Healthcare	$558/mo	$534/mo	↓ $23.70less	4.2%
Transportation	$1,302/mo	$1,280/mo	↓ $21.84less	1.7%
All Utilities	$554/mo	$538/mo	↓ $16.54less	3.0%
Other	$1,731/mo	$1,724/mo	↓ $7.08less	0.4%

Housing

↓ 10.5%

Chattanooga, TN

$2,124

Little Rock, AR

$1,900

Difference

$224

less

Groceries

↑ 4.8%

Chattanooga, TN

$910

Little Rock, AR

$953

Difference

$43.56

Healthcare

↓ 4.2%

Chattanooga, TN

$558

Little Rock, AR

$534

Difference

$23.70

less

Transportation

↓ 1.7%

Chattanooga, TN

$1,302

Little Rock, AR

$1,280

Difference

$21.84

less

All Utilities

↓ 3.0%

Chattanooga, TN

$554

Little Rock, AR

$538

Difference

$16.54

less

Other

↓ 0.4%

Chattanooga, TN

$1,731

Little Rock, AR

$1,724

Difference

$7.08

less

🏠Rent Comparison

Studio

From$902

To$1,050

↑ $148

1 Bed

From$948

To$1,061

↑ $113

2 Bed

From$1,039

To$1,226

↑ $187

3 Bed

From$1,299

To$1,648

↑ $349

Chattanooga, TNZIP-level data

1BR range: $1,000–$1,660/mo

Little Rock, ARZIP-level data

1BR range: $890–$1,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,179

Monthly in Chattanooga, TN

$6,930

Monthly in Little Rock, AR

$250

Difference

Home Values

Chattanooga

Little Rock

$357K

Median Value

$261K

↓ -1.2%

YoY Change

↑ +1.4%

↑ +38.2%

5-Year Change

↑ +27.2%

$124K - $462K

Price Range

$109K - $468K

Homes in Little Rock are 27% less expensive than Chattanooga

Calculate payment - Chattanooga Calculate payment - Little Rock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $9.0K

More taxes

Monthly Difference

$752

Less take-home

Effective Rate Diff

6.0%

Rate difference

Chattanooga, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Little Rock, AR

Federal Income Tax

Effective: 18.9%

$25.5K

Arkansas State Tax

Effective: 6.0%

$9.0K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.7%

$46.0K

Take-Home Pay

$8,664/month

$104.0K

Additional Tax Information

Chattanooga, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Little Rock, AR Tax Rates

Sales Tax:9.4%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.