Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

$
Numbers update automatically as you type

You'd save $80.43/month moving to Macon-Bibb County, GA

$150.0K in your current city equals $149.0K in Macon-Bibb County, GA

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†“ 1.1%
Less expensive
Monthly Impact
$80.43
Savings
Annual Impact
$965
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chattanooga, TN

Population:187K
Cost Index:
100
100 = national average
Median Home:$357K

Macon-Bibb County, GA

Population:157K
Cost Index:
99
(1% below avg)
Median Home:$153K

Chattanooga, TN

The Volunteer State

187K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 187K residents.

๐Ÿ’ก Advantage: Tennessee has no state income tax!

Macon-Bibb County, GA

The Peach State

157K
Population
State Tax
Yes

Located in Georgia, this city has a population of 157K residents.

Cost Breakdown by Category

Annual spending: Chattanooga, TN vs Macon-Bibb County, GA

Transportation
โ†‘ 20.5%
Chattanooga, TN
$1,302
Macon-Bibb County, GA
$1,569
Difference
$267
more
Groceries
โ†‘ 9.8%
Chattanooga, TN
$910
Macon-Bibb County, GA
$999
Difference
$89.03
more
All Utilities
โ†‘ 9.8%
Chattanooga, TN
$554
Macon-Bibb County, GA
$609
Difference
$54.26
more
Housing
โ†“ 1.9%
Chattanooga, TN
$2,124
Macon-Bibb County, GA
$2,084
Difference
$39.86
less
Other
โ†“ 1.5%
Chattanooga, TN
$1,731
Macon-Bibb County, GA
$1,705
Difference
$25.58
less
Healthcare
โ†“ 4.1%
Chattanooga, TN
$558
Macon-Bibb County, GA
$535
Difference
$22.78
less

๐Ÿ Rent Comparison

Studio
From$902
To$704
โ†“ $198
1 Bed
From$948
To$813
โ†“ $135
2 Bed
From$1,039
To$975
โ†“ $64.00
3 Bed
From$1,299
To$1,301
โ†‘ $2.00
Chattanooga, TNZIP-level data

1BR range: $1,000โ€“$1,660/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,179
Monthly in Chattanooga, TN
$7,502
Monthly in Macon-Bibb County, GA
$322
Difference

Home Values

Chattanooga
Macon-Bibb County
$357K
Median Value
-
โ†“ -1.2%
YoY Change
-
โ†‘ +38.2%
5-Year Change
-
$124K - $462K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $8.5K
More taxes
Monthly Difference
$704
Less take-home
Effective Rate Diff
5.6%
Rate difference

Chattanooga, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Macon-Bibb County, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Additional Tax Information

Chattanooga, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Macon-Bibb County, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Chattanooga
Macon-Bibb County
50 Good
Air Quality
49 Good
50.8%
Good Air Days
52.7%
96 High
Climate Risk
82 Moderate
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
None
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
28 days
Heat Days >95ยฐF
64 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.8ยฐF
28 days
Heat Days >95ยฐF
64 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Tennessee and Georgia on TaxTakeHome.com

Similar cost to Macon-Bibb County, GA

Other cities in a similar price range

Want to compare different cities?

New Comparison