Is Newport News, VA cheaper than Chattanooga, TN?

Based on cost of living data, Newport News, VA is 4.9% more expensive than Chattanooga, TN. This translates to spending an extra $369 per month.

What salary do I need in Newport News, VA to live like I do in Chattanooga, TN?

If you earn $150,000 in Chattanooga, TN, you'd need approximately $154,425.059 in Newport News, VA to maintain the same standard of living.

How does housing cost compare between Chattanooga, TN and Newport News, VA?

Housing in Newport News, VA is 19.9% more expensive than in Chattanooga, TN. For a two-bedroom apartment, rent is $1,660/month in Newport News, VA compared to $1,039/month in Chattanooga, TN.

How much can I save per month by moving from Chattanooga, TN to Newport News, VA?

Living in Newport News, VA costs approximately $369 more per month than Chattanooga, TN, or $4425 more per year, based on a $150,000 salary.

Chattanooga, TN vs Newport News, VA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Chattanooga, TN

Numbers update automatically as you type

You'd spend $369/month more in Newport News, VA

$150.0K in your current city equals $154.4K in Newport News, VA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 4.9%

More expensive

Monthly Impact

$369

Extra cost

Annual Impact

$4.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chattanooga, TN

Population:187K

Cost Index:

100

100 = national average

Median Home:$357K

Newport News, VA

Population:183K

Cost Index:

105

(5% above avg)

Median Home:$288K

Chattanooga, TN

The Volunteer State

187K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 187K residents.

💡 Advantage: Tennessee has no state income tax!

Newport News, VA

The Old Dominion State

183K

Population

State Tax

Yes

Located in Virginia, this city has a population of 183K residents.

Cost Breakdown by Category

Annual spending: Chattanooga, TN vs Newport News, VA

Category	Chattanooga, TN	Newport News, VA	Difference	Change
Housing	$2,124/mo	$2,547/mo	↑ $423more	19.9%
Healthcare	$558/mo	$632/mo	↑ $73.83more	13.2%
Groceries	$910/mo	$959/mo	↑ $49.64more	5.5%
Other	$1,731/mo	$1,707/mo	↓ $23.54less	1.4%
All Utilities	$554/mo	$574/mo	↑ $19.33more	3.5%
Transportation	$1,302/mo	$1,284/mo	↓ $17.94less	1.4%

Housing

↑ 19.9%

Chattanooga, TN

$2,124

Newport News, VA

$2,547

Difference

$423

Healthcare

↑ 13.2%

Chattanooga, TN

$558

Newport News, VA

$632

Difference

$73.83

Groceries

↑ 5.5%

Chattanooga, TN

$910

Newport News, VA

$959

Difference

$49.64

Other

↓ 1.4%

Chattanooga, TN

$1,731

Newport News, VA

$1,707

Difference

$23.54

less

All Utilities

↑ 3.5%

Chattanooga, TN

$554

Newport News, VA

$574

Difference

$19.33

Transportation

↓ 1.4%

Chattanooga, TN

$1,302

Newport News, VA

$1,284

Difference

$17.94

less

🏠Rent Comparison

Studio

From$902

To$1,445

↑ $543

1 Bed

From$948

To$1,465

↑ $517

2 Bed

From$1,039

To$1,660

↑ $621

3 Bed

From$1,299

To$2,305

↑ $1,006

Chattanooga, TNZIP-level data

1BR range: $1,000–$1,660/mo

Newport News, VAZIP-level data

1BR range: $1,240–$1,940/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,179

Monthly in Chattanooga, TN

$7,703

Monthly in Newport News, VA

$524

Difference

Home Values

Chattanooga

Newport News

$357K

Median Value

$288K

↓ -1.2%

YoY Change

↑ +1.3%

↑ +38.2%

5-Year Change

↑ +38%

$124K - $462K

Price Range

$180K - $356K

Homes in Newport News are 19% less expensive than Chattanooga

Calculate payment - Chattanooga Calculate payment - Newport News

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $8.4K

More taxes

Monthly Difference

$697

Less take-home

Effective Rate Diff

5.6%

Rate difference

Chattanooga, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Newport News, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

Additional Tax Information

Chattanooga, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Newport News, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.