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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $369/month more in Newport News, VA

$150.0K in your current city equals $154.4K in Newport News, VA

Rent data from HUD ZIP-level estimates Β· COL index from area
Overall Cost
↑ 4.9%
More expensive
Monthly Impact
$369
Extra cost
Annual Impact
$4.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chattanooga, TN

Population:187K
Cost Index:
100
100 = national average
Median Home:$357K

Newport News, VA

Population:183K
Cost Index:
105
(5% above avg)
Median Home:$288K

Chattanooga, TN

The Volunteer State

187K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 187K residents.

πŸ’‘ Advantage: Tennessee has no state income tax!

Newport News, VA

The Old Dominion State

183K
Population
State Tax
Yes

Located in Virginia, this city has a population of 183K residents.

Cost Breakdown by Category

Annual spending: Chattanooga, TN vs Newport News, VA

Housing
↑ 19.9%
Chattanooga, TN
$2,124
Newport News, VA
$2,547
Difference
$423
more
Healthcare
↑ 13.2%
Chattanooga, TN
$558
Newport News, VA
$632
Difference
$73.83
more
Groceries
↑ 5.5%
Chattanooga, TN
$910
Newport News, VA
$959
Difference
$49.64
more
Other
↓ 1.4%
Chattanooga, TN
$1,731
Newport News, VA
$1,707
Difference
$23.54
less
All Utilities
↑ 3.5%
Chattanooga, TN
$554
Newport News, VA
$574
Difference
$19.33
more
Transportation
↓ 1.4%
Chattanooga, TN
$1,302
Newport News, VA
$1,284
Difference
$17.94
less

🏠Rent Comparison

Studio
From$902
To$1,445
↑ $543
1 Bed
From$948
To$1,465
↑ $517
2 Bed
From$1,039
To$1,660
↑ $621
3 Bed
From$1,299
To$2,305
↑ $1,006
Chattanooga, TNZIP-level data

1BR range: $1,000–$1,660/mo

Newport News, VAZIP-level data

1BR range: $1,240–$1,940/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,179
Monthly in Chattanooga, TN
$7,703
Monthly in Newport News, VA
$524
Difference

Home Values

Chattanooga
Newport News
$357K
Median Value
$288K
↓ -1.2%
YoY Change
↑ +1.3%
↑ +38.2%
5-Year Change
↑ +38%
$124K - $462K
Price Range
$180K - $356K

Homes in Newport News are 19% less expensive than Chattanooga

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $8.4K
More taxes
Monthly Difference
$697
Less take-home
Effective Rate Diff
5.6%
Rate difference

Chattanooga, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Newport News, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Additional Tax Information

Chattanooga, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Newport News, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Chattanooga
Newport News
50 Good
Air Quality
32 Good
50.8%
Good Air Days
85.8%
96 High
Climate Risk
81 Moderate
🌊πŸŒͺπŸ’¨
Top Hazards
πŸŒ…
β–²+2.7Β°F
2050 Outlook
β–²+2.6Β°F
28 days
Heat Days >95Β°F
21 days
β–²+2.7Β°F
2050 Outlook
β–²+2.6Β°F
28 days
Heat Days >95Β°F
21 days

What to Consider When Moving from Chattanooga, TN to Newport News, VA

Relocating from Chattanooga, TN to Newport News, VA involves more than just comparing rent prices. While the overall cost of living is roughly 5% higher in Newport News, VA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Newport News, VA is 20% more expensive than in Chattanooga, TN. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Newport News, VA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Newport News, VA to match your current standard of living in Chattanooga, TN.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Newport News, VA for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Chattanooga, TN vs Newport News, VA

Is Newport News, VA cheaper than Chattanooga, TN?

Newport News, VA is approximately 4.9% more expensive than Chattanooga, TN overall. On a $150,000 salary, that translates to roughly $369/month in additional expenses. Housing is the biggest factor, costing 20% more in Newport News, VA.

What salary do I need in Newport News, VA to match my lifestyle in Chattanooga, TN?

If you currently earn $150,000 in Chattanooga, TN, you would need approximately $154,425 in Newport News, VA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Chattanooga, TN and Newport News, VA?

A two-bedroom apartment averages $1,039/month in Chattanooga, TN compared to $1,660/month in Newport News, VA. One-bedroom apartments are $948/month in Chattanooga, TN vs $1,465/month in Newport News, VA. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Chattanooga, TN or Newport News, VA?

Groceries are about 5% more expensive in Newport News, VA than in Chattanooga, TN, which adds roughly $49.64/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Chattanooga, TN to Newport News, VA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between Tennessee and Virginia on TaxTakeHome.com

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