Cheney, KS vs Lake Odessa, MI: Cost of Living

Which city costs less?

Lake Odessa, MI has a modeled overall cost index 1.4% higher than Cheney, KS.

Cheney, KS · modeled 2BR rent
$1,120 / month
Lake Odessa, MI · modeled 2BR rent
$1,150 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Cheney, KS and Lake Odessa, MI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $184/month in Lake Odessa, MI

$150,000 in your current city has a modeled equivalent of $152,207 in Lake Odessa, MI

Regional cost estimates: Cheney, KS uses Wichita, KS. Lake Odessa, MI uses Detroit, MI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.4%
More expensive
Monthly Impact
$184
Extra cost
Annual Impact
$2.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Cheney, KS

Population:2K
Cost Index:
76.3
100 = national average
Typical Home:$259K

Lake Odessa, MI

Population:2K
Cost Index:
77.4
100 = national average
Typical Home:$246K

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Cheney, KS

The Sunflower State

2K
Population
State Tax
Yes

Located in Kansas, this city has a population of 2K residents.

Lake Odessa, MI

The Great Lakes State

2K
Population
State Tax
Yes

Located in Michigan, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Cheney, KS vs Lake Odessa, MI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↑ 29.6%
Cheney, KS
$1,359
Lake Odessa, MI
$1,761
Difference
$402
more
Housing
↓ 16.2%
Cheney, KS
$1,877
Lake Odessa, MI
$1,573
Difference
$304
less
Groceries
↑ 6.3%
Cheney, KS
$1,068
Lake Odessa, MI
$1,135
Difference
$67.06
more
Healthcare
↓ 3.6%
Cheney, KS
$699
Lake Odessa, MI
$674
Difference
$25.23
less
All Utilities
↑ 3.6%
Cheney, KS
$643
Lake Odessa, MI
$666
Difference
$23.35
more
Other
↑ 1.2%
Cheney, KS
$1,855
Lake Odessa, MI
$1,876
Difference
$21.56
more

🏠Rent Comparison

Studio
From$800
To$810
↑ $10.00
1 Bed
From$870
To$880
↑ $10.00
2 Bed
From$1,120
To$1,150
↑ $30.00
3 Bed
From$1,480
To$1,420
↓ $60.00
Cheney, KSZIP-level data

1BR range: $870–$870/mo

Lake Odessa, MIZIP-level data

1BR range: $880–$880/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Cheney, KS
$7,684
Monthly in Lake Odessa, MI
$184
Difference

Home Values

Cheney
Lake Odessa
$259K
Median Value
$246K
↑ +4.6%
YoY Change
↑ +7.2%
↑ +38.7%
5-Year Change
↑ +39.5%

Homes in Lake Odessa are 5% less expensive than Cheney

Calculate payment - CheneyCalculate payment - Lake Odessa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.0K
Per year
Monthly Difference
$170
More take-home
Effective Rate Diff
1.4%
Rate difference

Cheney, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Lake Odessa, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Cheney, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

Lake Odessa, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cheney
Lake Odessa
43 Good
Air Quality
55 Moderate
75.1%
Good Air Days
32.8%
97 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.1°F
61 days
Heat Days >95°F
10 days
▲+3.1°F
2050 Outlook
▲+3.1°F
61 days
Heat Days >95°F
10 days

Before moving from Cheney, KS to Lake Odessa, MI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Lake Odessa, MI for the same bedroom count and included utilities as your home in Cheney, KS. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Cheney to Lake Odessa moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lake Odessa, MI by cost, housing, population and region.

Frequently Asked Questions: Cheney, KS vs Lake Odessa, MI

How do the cost estimates for Cheney, KS and Lake Odessa, MI compare?

Lake Odessa, MI has a modeled overall cost index 1.4% higher than Cheney, KS. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Cheney, KS, the model estimates $152,207 in Lake Odessa, MI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Cheney, KS and Lake Odessa, MI?

The modeled two-bedroom rents are $1,120/month in Cheney, KS and $1,150/month in Lake Odessa, MI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Kansas and Michigan on TaxTakeHome.com

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