Is St. Petersburg, FL cheaper than Chesapeake, VA?

Based on cost of living data, St. Petersburg, FL is 0.0% cheaper than Chesapeake, VA. The two cities have very similar living costs.

What salary do I need in St. Petersburg, FL to live like I do in Chesapeake, VA?

If you earn $150,000 in Chesapeake, VA, you'd need approximately $150,000 in St. Petersburg, FL to maintain the same standard of living.

How does housing cost compare between Chesapeake, VA and St. Petersburg, FL?

Housing in St. Petersburg, FL is 1.0% cheaper than in Chesapeake, VA. For a two-bedroom apartment, rent is $2,040/month in St. Petersburg, FL compared to $1,875/month in Chesapeake, VA.

How much can I save per month by moving from Chesapeake, VA to St. Petersburg, FL?

Chesapeake, VA and St. Petersburg, FL have very similar costs of living, based on a $150,000 salary.

Chesapeake, VA vs St. Petersburg, FL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Chesapeake, VA

Numbers update automatically as you type

Chesapeake, VA and St. Petersburg, FL have similar living costs

$150.0K in your current city equals $150.0K in St. Petersburg, FL

Rent data from HUD ZIP-level estimates · COL index from Virginia Beach-Norfolk-Newport News, VA-NC area

Overall Cost

→ 0.0%

Same cost

Monthly Impact

No change

Annual Impact

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chesapeake, VA

Population:249K

Cost Index:

100

100 = national average

Median Home:$347K

St. Petersburg, FL

Population:264K

Cost Index:

100

(national average)

Median Home:$333K

Chesapeake, VA

The Old Dominion State

249K

Population

State Tax

Yes

Located in Virginia, this city has a population of 249K residents.

St. Petersburg, FL

The Sunshine State

264K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 264K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Chesapeake, VA vs St. Petersburg, FL

Category	Chesapeake, VA	St. Petersburg, FL	Difference	Change
Healthcare	$632/mo	$570/mo	↓ $61.96less	9.8%
Groceries	$959/mo	$1,019/mo	↑ $59.96more	6.3%
Other	$1,758/mo	$1,808/mo	↑ $50.22more	2.9%
Housing	$2,729/mo	$2,703/mo	↓ $25.99less	1.0%
Transportation	$1,284/mo	$1,284/mo	→ $0	0.0%
All Utilities	$574/mo	$574/mo	→ $0	0.0%

Healthcare

↓ 9.8%

Chesapeake, VA

$632

St. Petersburg, FL

$570

Difference

$61.96

less

Groceries

↑ 6.3%

Chesapeake, VA

$959

St. Petersburg, FL

$1,019

Difference

$59.96

Other

↑ 2.9%

Chesapeake, VA

$1,758

St. Petersburg, FL

$1,808

Difference

$50.22

Housing

↓ 1.0%

Chesapeake, VA

$2,729

St. Petersburg, FL

$2,703

Difference

$25.99

less

Transportation

→ 0.0%

Chesapeake, VA

$1,284

St. Petersburg, FL

$1,284

Difference

same

All Utilities

→ 0.0%

Chesapeake, VA

$574

St. Petersburg, FL

$574

Difference

same

🏠Rent Comparison

Studio

From$1,630

To$1,640

↑ $10.00

1 Bed

From$1,660

To$1,750

↑ $90.00

2 Bed

From$1,875

To$2,040

↑ $165

3 Bed

From$2,600

To$2,610

↑ $10.00

Chesapeake, VAZIP-level data

1BR range: $1,290–$1,900/mo

St. Petersburg, FLZIP-level data

1BR range: $1,420–$2,500/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,935

Monthly in Chesapeake, VA

$7,958

Monthly in St. Petersburg, FL

$22.23

Difference

Home Values

Chesapeake

St. Petersburg

$347K

Median Value

$333K

↑ +2%

YoY Change

↓ -7.3%

↑ +34.2%

5-Year Change

↑ +29%

$277K - $411K

Price Range

$162K - $712K

Homes in St. Petersburg are 4% less expensive than Chesapeake

Calculate payment - Chesapeake Calculate payment - St. Petersburg

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $8.4K

Per year

Monthly Difference

$697

More take-home

Effective Rate Diff

5.6%

Rate difference

Chesapeake, VA

Federal Income Tax

Effective: 18.9%

$25.5K

Virginia State Tax

Effective: 5.6%

$8.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.4K

Take-Home Pay

$8,718/month

$104.6K

St. Petersburg, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Chesapeake, VA Tax Rates

Sales Tax:5.7%

Property Tax:0.8%

St. Petersburg, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.