Chester, GA vs Rose Hill, NC: Cost of Living

Which city costs less?

Rose Hill, NC has a modeled overall cost index 6.7% higher than Chester, GA.

Chester, GA · modeled 2BR rent
$1,000 / month
Rose Hill, NC · modeled 2BR rent
$930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Chester, GA and Rose Hill, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $133/month in Rose Hill, NC

$150,000 in your current city has a modeled equivalent of $151,594 in Rose Hill, NC

Regional cost estimates: Chester, GA uses Columbus, GA. Rose Hill, NC uses Fayetteville, NC. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 6.7%
More expensive
Monthly Impact
$133
Extra cost
Annual Impact
$1.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Chester, GA

Population:1K
Cost Index:
76.2
100 = national average
Typical Home:$142K

Rose Hill, NC

Population:1K
Cost Index:
81.3
100 = national average
Typical Home:$150K

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Chester, GA

The Peach State

1K
Population
State Tax
Yes

Located in Georgia, this city has a population of 1K residents.

Rose Hill, NC

The Tar Heel State

1K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Chester, GA vs Rose Hill, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 15.9%
Chester, GA
$1,867
Rose Hill, NC
$2,165
Difference
$298
more
Transportation
↓ 16.2%
Chester, GA
$1,562
Rose Hill, NC
$1,309
Difference
$253
less
Healthcare
↑ 17.4%
Chester, GA
$593
Rose Hill, NC
$696
Difference
$103
more
All Utilities
↓ 10.8%
Chester, GA
$674
Rose Hill, NC
$601
Difference
$72.79
less
Other
↑ 3.1%
Chester, GA
$1,698
Rose Hill, NC
$1,750
Difference
$52.46
more
Groceries
↑ 0.5%
Chester, GA
$1,106
Rose Hill, NC
$1,111
Difference
$5.20
more

🏠Rent Comparison

Studio
From$740
To$700
↓ $40.00
1 Bed
From$770
To$720
↓ $50.00
2 Bed
From$1,000
To$930
↓ $70.00
3 Bed
From$1,290
To$1,110
↓ $180
Chester, GAZIP-level data

1BR range: $770–$770/mo

Rose Hill, NCZIP-level data

1BR range: $720–$720/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Chester, GA
$7,633
Monthly in Rose Hill, NC
$133
Difference

Home Values

Chester
Rose Hill
$142K
Median Value
$150K
↓ -2.5%
YoY Change
↑ +3.8%
↑ +19.2%
5-Year Change
↑ +46.8%

Homes in Rose Hill are 5% more expensive than Chester

Calculate payment - ChesterCalculate payment - Rose Hill

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.3K
Per year
Monthly Difference
$111
More take-home
Effective Rate Diff
0.9%
Rate difference

Chester, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Rose Hill, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Chester, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

Rose Hill, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Chester
Rose Hill
49 Good
Air Quality
46 Good
52.7%
Good Air Days
63.7%
82 Moderate
Climate Risk
89 Moderate
None
Top Hazards
🌀🌪
▲+2.8°F
2050 Outlook
▲+2.5°F
64 days
Heat Days >95°F
36 days
▲+2.8°F
2050 Outlook
▲+2.5°F
64 days
Heat Days >95°F
36 days

Before moving from Chester, GA to Rose Hill, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Rose Hill, NC for the same bedroom count and included utilities as your home in Chester, GA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Chester to Rose Hill moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rose Hill, NC by cost, housing, population and region.

Frequently Asked Questions: Chester, GA vs Rose Hill, NC

How do the cost estimates for Chester, GA and Rose Hill, NC compare?

Rose Hill, NC has a modeled overall cost index 6.7% higher than Chester, GA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Chester, GA, the model estimates $151,594 in Rose Hill, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Chester, GA and Rose Hill, NC?

The modeled two-bedroom rents are $1,000/month in Chester, GA and $930/month in Rose Hill, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Georgia and North Carolina on TaxTakeHome.com

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