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Cost of Living Comparison 2026

📍 Chesterfield, MO — ZIP-level rent data · COL adjusted from St. Louis, MO area

$

Numbers update automatically as you type

You'd spend $2.4K/month more in Denver, CO

$150.0K in your current city equals $178.5K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from St. Louis, MO-IL area
Overall Cost
↑ 31.6%
More expensive
Monthly Impact
$2,372
Extra cost
Annual Impact
$28.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chesterfield, MO

Population:49K
Cost Index:100
Median Home:$809K

Denver, CO

Population:716K
Cost Index:132
Median Home:$513K

Chesterfield, MO

The Show-Me State

49K
Population
State Tax
Yes

Located in Missouri, this city has a population of 49K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • •Mile-high city (5,280 ft)
  • •Outdoor recreation hub
  • •Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Chesterfield, MO vs Denver, CO

🏠Housing
↑ 100.8%
Chesterfield, MO
$1,618
Denver, CO
$3,248
Difference
$1,631
more
🚗Transportation
↑ 25.2%
Chesterfield, MO
$1,168
Denver, CO
$1,462
Difference
$294
more
📦Other
↑ 14.9%
Chesterfield, MO
$1,544
Denver, CO
$1,774
Difference
$231
more
🏥Healthcare
↑ 22.4%
Chesterfield, MO
$516
Denver, CO
$632
Difference
$116
more
🛒Groceries
↑ 10.6%
Chesterfield, MO
$930
Denver, CO
$1,029
Difference
$98.82
more
⚡All Utilities
↓ 1.1%
Chesterfield, MO
$525
Denver, CO
$519
Difference
$5.74
less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Chesterfield, MO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,070
To$1,720
↑ $650
1 Bed
From$1,110
To$1,840
↑ $730
2 Bed
From$1,364
To$2,190
↑ $826
3 Bed
From$1,756
To$2,870
↑ $1,114
Chesterfield, MOZIP-level data

1BR range: $1,360–$1,360/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,301
Monthly in Chesterfield, MO
$8,665
Monthly in Denver, CO
$2,364
Difference

Home Values

Chesterfield
Denver
$809K
Median Value
$513K
↑ +1.8%
YoY Change
↓ -4.2%
↑ +35.6%
5-Year Change
↑ +13%
$809K
Price Range
$352K - $933K

Homes in Denver are 37% less expensive than Chesterfield

Calculate payment - ChesterfieldCalculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.3K
Per year
Monthly Difference
$111
More take-home
Effective Rate Diff
0.9%
Rate difference

Chesterfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Chesterfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Chesterfield
Denver
54 Moderate
Air Quality
55 Moderate
38%
Good Air Days
35.2%
99 High
Climate Risk
95 High
🌊🌡🫨
Top Hazards
🌊🌪💨
▲+3.0°F
2050 Outlook
▲+3.3°F
39 days
Heat Days >95°F
28 days
▲+3.0°F
2050 Outlook
▲+3.3°F
39 days
Heat Days >95°F
28 days

💰 See how taxes change too — compare take-home pay between Missouri and Colorado on TaxTakeHome.com

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