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Cost of Living Comparison 2026

📍 Chesterfield, MO — ZIP-level rent data · COL adjusted from St. Louis, MO area

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Numbers update automatically as you type

You'd spend $1.2K/month more in Raleigh, NC

$150.0K in your current city equals $164.5K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from St. Louis, MO-IL area
Overall Cost
↑ 16.1%
More expensive
Monthly Impact
$1,205
Extra cost
Annual Impact
$14.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chesterfield, MO

Population:49K
Cost Index:100
Median Home:$809K

Raleigh, NC

Population:474K
Cost Index:116
Median Home:$512K

Chesterfield, MO

The Show-Me State

49K
Population
State Tax
Yes

Located in Missouri, this city has a population of 49K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Research Triangle
  • •State capital
  • •Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Chesterfield, MO vs Raleigh, NC

🏠Housing
↑ 52.6%
Chesterfield, MO
$1,618
Raleigh, NC
$2,469
Difference
$851
more
📦Other
↑ 10.6%
Chesterfield, MO
$1,544
Raleigh, NC
$1,707
Difference
$164
more
🚗Transportation
↑ 9.9%
Chesterfield, MO
$1,168
Raleigh, NC
$1,284
Difference
$116
more
🏥Healthcare
↑ 16.4%
Chesterfield, MO
$516
Raleigh, NC
$601
Difference
$84.82
more
🛒Groceries
↑ 3.1%
Chesterfield, MO
$930
Raleigh, NC
$959
Difference
$28.88
more
⚡All Utilities
↑ 4.1%
Chesterfield, MO
$525
Raleigh, NC
$546
Difference
$21.58
more

🏠Rent Comparison

Studio
From$1,070
To$1,570
↑ $500
1 Bed
From$1,110
To$1,640
↑ $530
2 Bed
From$1,364
To$1,800
↑ $436
3 Bed
From$1,756
To$2,255
↑ $499
Chesterfield, MOZIP-level data

1BR range: $1,360–$1,360/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,301
Monthly in Chesterfield, MO
$7,567
Monthly in Raleigh, NC
$1,266
Difference

Home Values

Chesterfield
Raleigh
$809K
Median Value
$512K
↑ +1.8%
YoY Change
↓ -0.5%
↑ +35.6%
5-Year Change
↑ +38.2%
$809K
Price Range
$314K - $992K

Homes in Raleigh are 37% less expensive than Chesterfield

Calculate payment - ChesterfieldCalculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $804
Per year
Monthly Difference
$67.00
More take-home
Effective Rate Diff
0.5%
Rate difference

Chesterfield, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Chesterfield, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Chesterfield
Raleigh
54 Moderate
Air Quality
46 Good
38%
Good Air Days
61.7%
99 High
Climate Risk
96 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+2.8°F
39 days
Heat Days >95°F
31 days
▲+3.0°F
2050 Outlook
▲+2.8°F
39 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between Missouri and North Carolina on TaxTakeHome.com

Similar cost to Raleigh, NC

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