Chestnut Ridge, NY vs River Edge, NJ: Cost of Living

Which city costs less?

River Edge, NJ has a modeled overall cost index 16.3% higher than Chestnut Ridge, NY.

Chestnut Ridge, NY · modeled 2BR rent: $2,540 / month
River Edge, NJ · modeled 2BR rent: $2,460 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Chestnut Ridge, NY and River Edge, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Chestnut Ridge, NY

Numbers update automatically as you type

Estimated extra cost: $1,243/month in River Edge, NJ

$150,000 in your current city has a modeled equivalent of $164,914 in River Edge, NJ

Regional cost estimates: Chestnut Ridge, NY uses Newark, NJ. River Edge, NJ uses Jersey City, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 16.3%

More expensive

Monthly Impact

$1,243

Extra cost

Annual Impact

$14.9K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Chestnut Ridge, NY

Population:11K

Cost Index:

100.0

100 = national average

Typical Home:$855K

River Edge, NJ

Population:12K

Cost Index:

116.3

100 = national average

Typical Home:$812K

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Chestnut Ridge, NY

The Empire State

11K

Population

State Tax

Yes

Located in New York, this city has a population of 11K residents.

River Edge, NJ

The Garden State

12K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 12K residents.

Cost Breakdown by Category

Estimated monthly spending: Chestnut Ridge, NY vs River Edge, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Chestnut Ridge, NY	River Edge, NJ	Difference	Change
Housing	$1,876/mo	$3,098/mo	↑ $1,222more	65.1%
Other	$1,868/mo	$1,876/mo	↑ $8.68more	0.5%
Transportation	$1,474/mo	$1,480/mo	↑ $6.85more	0.5%
Groceries	$1,053/mo	$1,055/mo	↑ $2.44more	0.2%
Healthcare	$659/mo	$660/mo	↑ $1.53more	0.2%
All Utilities	$571/mo	$572/mo	↑ $1.32more	0.2%

Housing

↑ 65.1%

Chestnut Ridge, NY

$1,876

River Edge, NJ

$3,098

Difference

$1,222

Other

↑ 0.5%

Chestnut Ridge, NY

$1,868

River Edge, NJ

$1,876

Difference

$8.68

Transportation

↑ 0.5%

Chestnut Ridge, NY

$1,474

River Edge, NJ

$1,480

Difference

$6.85

Groceries

↑ 0.2%

Chestnut Ridge, NY

$1,053

River Edge, NJ

$1,055

Difference

$2.44

Healthcare

↑ 0.2%

Chestnut Ridge, NY

$659

River Edge, NJ

$660

Difference

$1.53

All Utilities

↑ 0.2%

Chestnut Ridge, NY

$571

River Edge, NJ

$572

Difference

$1.32

🏠Rent Comparison

Studio

From$2,210

To$1,880

↓ $330

1 Bed

From$2,320

To$2,140

↓ $180

2 Bed

From$2,540

To$2,460

↓ $80.00

3 Bed

From$3,180

To$3,000

↓ $180

Chestnut Ridge, NYZIP-level data

1BR range: $2,320–$2,320/mo

River Edge, NJZIP-level data

1BR range: $2,140–$2,140/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Chestnut Ridge, NY

$8,743

Monthly in River Edge, NJ

$1,243

Difference

Home Values

Chestnut Ridge

River Edge

$855K

Median Value

$812K

↑ +3.8%

YoY Change

↑ +9.3%

↑ +63.3%

5-Year Change

↑ +39.3%

Homes in River Edge are 5% less expensive than Chestnut Ridge

Calculate payment - Chestnut Ridge Calculate payment - River Edge

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.1K

Per year

Monthly Difference

$176

More take-home

Effective Rate Diff

1.4%

Rate difference

Chestnut Ridge, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

River Edge, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

Chestnut Ridge, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

River Edge, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Chestnut Ridge

River Edge

N/A

Air Quality

41 Good

Good Air Days

71.3%

98 High

Climate Risk

97 High

🌊🌡🌪

Top Hazards

🌊🌅🌡

▲+2.9°F

2050 Outlook

▲+2.8°F

15 days

Heat Days >95°F

12 days

▲+2.9°F

2050 Outlook

▲+2.8°F

15 days

Heat Days >95°F

12 days

Before moving from Chestnut Ridge, NY to River Edge, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in River Edge, NJ for the same bedroom count and included utilities as your home in Chestnut Ridge, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Chestnut Ridge to River Edge moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to River Edge, NJ by cost, housing, population and region.

Frequently Asked Questions: Chestnut Ridge, NY vs River Edge, NJ

How do the cost estimates for Chestnut Ridge, NY and River Edge, NJ compare?

River Edge, NJ has a modeled overall cost index 16.3% higher than Chestnut Ridge, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Chestnut Ridge, NY, the model estimates $164,914 in River Edge, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Chestnut Ridge, NY and River Edge, NJ?

The modeled two-bedroom rents are $2,540/month in Chestnut Ridge, NY and $2,460/month in River Edge, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New York and New Jersey on TaxTakeHome.com