Chico, CA vs Orem, UT: Cost of Living

Which city costs less?

Orem, UT has a modeled overall cost index 7.7% lower than Chico, CA.

Chico, CA · modeled 2BR rent
$1,710 / month
Orem, UT · modeled 2BR rent
$1,380 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Chico, CA and Orem, UT using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $604/month in Orem, UT

$150,000 in your current city has a modeled equivalent of $142,757 in Orem, UT

Regional cost estimates: Chico, CA uses Sacramento, CA. Orem, UT uses Boise, ID. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 7.7%
Less expensive
Monthly Impact
$604
Savings
Annual Impact
$7.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Chico, CA

Population:101K
Cost Index:
102.6
100 = national average
Typical Home:$449K

Orem, UT

Population:96K
Cost Index:
94.6
100 = national average
Typical Home:$466K

Planning the move to Orem?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Chico, CA

The Golden State

101K
Population
State Tax
Yes

Located in California, this city has a population of 101K residents.

Orem, UT

The Beehive State

96K
Population
State Tax
Yes

Located in Utah, this city has a population of 96K residents.

Cost Breakdown by Category

Estimated monthly spending: Chico, CA vs Orem, UT

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 16.9%
Chico, CA
$2,784
Orem, UT
$2,312
Difference
$471
less
Groceries
↓ 6.7%
Chico, CA
$955
Orem, UT
$891
Difference
$63.95
less
Transportation
↓ 5.0%
Chico, CA
$1,199
Orem, UT
$1,139
Difference
$60.05
less
All Utilities
↓ 7.4%
Chico, CA
$478
Orem, UT
$442
Difference
$35.38
less
Healthcare
↑ 5.0%
Chico, CA
$559
Orem, UT
$586
Difference
$27.68
more
Other
↓ 0.0%
Chico, CA
$1,526
Orem, UT
$1,525
Difference
$0.59
less

🏠Rent Comparison

Studio
From$1,220
To$1,190
↓ $30.00
1 Bed
From$1,340
To$1,200
↓ $140
2 Bed
From$1,710
To$1,380
↓ $330
3 Bed
From$2,380
To$1,920
↓ $460
Chico, CAZIP-level data

1BR range: $1,340–$1,340/mo

Orem, UTZIP-level data

1BR range: $1,200–$1,200/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Chico, CA
$6,896
Monthly in Orem, UT
$604
Difference

Home Values

Chico
Orem
$449K
Median Value
$466K
↑ +0.6%
YoY Change
↑ +3.8%
↑ +8.5%
5-Year Change
↑ +36%

Homes in Orem are 4% more expensive than Chico

Calculate payment - ChicoCalculate payment - Orem

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.4K
Per year
Monthly Difference
$279
More take-home
Effective Rate Diff
2.2%
Rate difference

Chico, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Orem, UT

Federal Income Tax
Effective: 18.9%
$25.5K
Utah State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

Chico, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Orem, UT Tax Rates

Sales Tax:7.4%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Chico
Orem
51 Moderate
Air Quality
44 Good
49.7%
Good Air Days
62.8%
98 High
Climate Risk
88 Moderate
🌊☀🫨
Top Hazards
🔥💨
▲+2.4°F
2050 Outlook
▲+3.3°F
69 days
Heat Days >95°F
49 days
▲+2.4°F
2050 Outlook
▲+3.3°F
69 days
Heat Days >95°F
49 days

Before moving from Chico, CA to Orem, UT

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Orem, UT for the same bedroom count and included utilities as your home in Chico, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Chico to Orem moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Orem, UT by cost, housing, population and region.

Frequently Asked Questions: Chico, CA vs Orem, UT

How do the cost estimates for Chico, CA and Orem, UT compare?

Orem, UT has a modeled overall cost index 7.7% lower than Chico, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Chico, CA, the model estimates $142,757 in Orem, UT. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Chico, CA and Orem, UT?

The modeled two-bedroom rents are $1,710/month in Chico, CA and $1,380/month in Orem, UT. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between California and Utah on TaxTakeHome.com

Where your money goes further

Cities cheaper than Chico, CA on a $150.0K salary

1.St. Louis, MO
Save $1,044/mo
2.Indianapolis, IN
Save $1,018/mo
3.Pittsburgh, PA
Save $862/mo
4.San Antonio, TX
Save $790/mo
5.Columbus, OH
Save $744/mo

Similar cost to Orem, UT

Other cities in a similar price range

Austin, TXDenver, CONashville, TN

Want to compare different cities?

New Comparison