Is Indianapolis, IN cheaper than Chino, CA?

Based on cost of living data, Indianapolis, IN is 25.6% cheaper than Chino, CA. This translates to saving $1919 per month.

What salary do I need in Indianapolis, IN to live like I do in Chino, CA?

If you earn $150,000 in Chino, CA, you'd need approximately $126,969.85 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Chino, CA and Indianapolis, IN?

Housing in Indianapolis, IN is 40.3% cheaper than in Chino, CA. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $2,163/month in Chino, CA.

How much can I save per month by moving from Chino, CA to Indianapolis, IN?

Moving from Chino, CA to Indianapolis, IN could save you approximately $1919 per month, or $23030 per year, based on a $150,000 salary.

Chino, CA vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Chino, CA — ZIP-level rent data · COL adjusted from Fontana, CA area

Current salary in Chino, CA

Numbers update automatically as you type

You'd save $1.9K/month moving to Indianapolis, IN

$150.0K in your current city equals $127.0K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area

Overall Cost

↓ 25.6%

Less expensive

Monthly Impact

$1,919

Savings

Annual Impact

$23.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chino, CA

Population:93K

Cost Index:100

Median Home:$754K

Indianapolis, IN

Population:888K

Cost Index:74

Median Home:$176K

Chino, CA

The Golden State

93K

Population

State Tax

Yes

Located in California, this city has a population of 93K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Chino, CA vs Indianapolis, IN

Category	Chino, CA	Indianapolis, IN	Difference	Change
🏠Housing	$3,263/mo	$1,949/mo	↓ $1,314less	40.3%
🚗Transportation	$2,121/mo	$1,188/mo	↓ $932less	44.0%
🛒Groceries	$1,030/mo	$919/mo	↓ $111less	10.8%
📦Other	$1,694/mo	$1,590/mo	↓ $104less	6.1%
⚡All Utilities	$552/mo	$503/mo	↓ $49.75less	9.0%
🏥Healthcare	$547/mo	$582/mo	↑ $35.82more	6.6%

🏠Housing

↓ 40.3%

Chino, CA

$3,263

Indianapolis, IN

$1,949

Difference

$1,314

less

🚗Transportation

↓ 44.0%

Chino, CA

$2,121

Indianapolis, IN

$1,188

Difference

$932

less

🛒Groceries

↓ 10.8%

Chino, CA

$1,030

Indianapolis, IN

$919

Difference

$111

less

📦Other

↓ 6.1%

Chino, CA

$1,694

Indianapolis, IN

$1,590

Difference

$104

less

⚡All Utilities

↓ 9.0%

Chino, CA

$552

Indianapolis, IN

$503

Difference

$49.75

less

🏥Healthcare

↑ 6.6%

Chino, CA

$547

Indianapolis, IN

$582

Difference

$35.82

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Chino, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,662

To$1,030

↓ $632

1 Bed

From$1,745

To$1,170

↓ $575

2 Bed

From$2,163

To$1,360

↓ $803

3 Bed

From$2,864

To$1,760

↓ $1,104

Chino, CAZIP-level data

1BR range: $2,090–$2,090/mo

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,207

Monthly in Chino, CA

$6,732

Monthly in Indianapolis, IN

$2,475

Difference

Home Values

Chino

Indianapolis

$754K

Median Value

$176K

↓ -0.8%

YoY Change

↓ -1.1%

↑ +34.9%

5-Year Change

↑ +26.9%

$754K

Price Range

$109K - $340K

Homes in Indianapolis are 77% less expensive than Chino

Calculate payment - Chino Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.8K

Per year

Monthly Difference

$482

More take-home

Effective Rate Diff

3.9%

Rate difference

Chino, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Chino, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.