Chino Valley, AZ vs Camp Verde, AZ: Cost of Living

Which city costs less?

Camp Verde, AZ has a modeled overall cost index 4.8% higher than Chino Valley, AZ.

Chino Valley, AZ · modeled 2BR rent: $1,520 / month
Camp Verde, AZ · modeled 2BR rent: $1,450 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Chino Valley, AZ and Camp Verde, AZ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Chino Valley, AZ

Numbers update automatically as you type

Estimated extra cost: $315/month in Camp Verde, AZ

$150,000 in your current city has a modeled equivalent of $153,778 in Camp Verde, AZ

Regional cost estimates: Chino Valley, AZ uses Scottsdale, AZ. Camp Verde, AZ uses Scottsdale, AZ. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 4.8%

More expensive

Monthly Impact

$315

Extra cost

Annual Impact

$3.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Chino Valley, AZ

Population:14K

Cost Index:

103.2

100 = national average

Typical Home:$489K

Camp Verde, AZ

Population:12K

Cost Index:

108.2

100 = national average

Typical Home:$420K

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Chino Valley, AZ

The Grand Canyon State

14K

Population

State Tax

Yes

Located in Arizona, this city has a population of 14K residents.

Camp Verde, AZ

The Grand Canyon State

12K

Population

State Tax

Yes

Located in Arizona, this city has a population of 12K residents.

Cost Breakdown by Category

Estimated monthly spending: Chino Valley, AZ vs Camp Verde, AZ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Chino Valley, AZ	Camp Verde, AZ	Difference	Change
Housing	$2,742/mo	$2,874/mo	↑ $132more	4.8%
Other	$1,647/mo	$1,726/mo	↑ $79.24more	4.8%
Transportation	$1,221/mo	$1,280/mo	↑ $58.73more	4.8%
Groceries	$866/mo	$886/mo	↑ $20.58more	2.4%
Healthcare	$531/mo	$544/mo	↑ $12.63more	2.4%
All Utilities	$493/mo	$505/mo	↑ $11.72more	2.4%

Housing

↑ 4.8%

Chino Valley, AZ

$2,742

Camp Verde, AZ

$2,874

Difference

$132

Other

↑ 4.8%

Chino Valley, AZ

$1,647

Camp Verde, AZ

$1,726

Difference

$79.24

Transportation

↑ 4.8%

Chino Valley, AZ

$1,221

Camp Verde, AZ

$1,280

Difference

$58.73

Groceries

↑ 2.4%

Chino Valley, AZ

$866

Camp Verde, AZ

$886

Difference

$20.58

Healthcare

↑ 2.4%

Chino Valley, AZ

$531

Camp Verde, AZ

$544

Difference

$12.63

All Utilities

↑ 2.4%

Chino Valley, AZ

$493

Camp Verde, AZ

$505

Difference

$11.72

🏠Rent Comparison

Studio

From$1,050

To$1,000

↓ $50.00

1 Bed

From$1,220

To$1,170

↓ $50.00

2 Bed

From$1,520

To$1,450

↓ $70.00

3 Bed

From$2,110

To$2,000

↓ $110

Chino Valley, AZZIP-level data

1BR range: $1,220–$1,220/mo

Camp Verde, AZZIP-level data

1BR range: $1,170–$1,170/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Chino Valley, AZ

$7,815

Monthly in Camp Verde, AZ

$315

Difference

Home Values

Chino Valley

Camp Verde

$489K

Median Value

$420K

↑ +1.5%

YoY Change

↑ +1.2%

↑ +36.6%

5-Year Change

↑ +30.6%

Homes in Camp Verde are 14% less expensive than Chino Valley

Calculate payment - Chino Valley Calculate payment - Camp Verde

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Chino Valley, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Camp Verde, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Chino Valley, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Camp Verde, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Chino Valley

Camp Verde

77 Moderate

Air Quality

77 Moderate

Good Air Days

100 Very High

Climate Risk

100 Very High

🔥🌊🌡

Top Hazards

🔥🌊🌡

▲+2.7°F

2050 Outlook

▲+2.7°F

161 days

Heat Days >95°F

161 days

▲+2.7°F

2050 Outlook

▲+2.7°F

161 days

Heat Days >95°F

161 days

Before moving from Chino Valley, AZ to Camp Verde, AZ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Camp Verde, AZ for the same bedroom count and included utilities as your home in Chino Valley, AZ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Chino Valley to Camp Verde moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Camp Verde, AZ by cost, housing, population and region.

Frequently Asked Questions: Chino Valley, AZ vs Camp Verde, AZ

How do the cost estimates for Chino Valley, AZ and Camp Verde, AZ compare?

Camp Verde, AZ has a modeled overall cost index 4.8% higher than Chino Valley, AZ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Chino Valley, AZ, the model estimates $153,778 in Camp Verde, AZ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Chino Valley, AZ and Camp Verde, AZ?

The modeled two-bedroom rents are $1,520/month in Chino Valley, AZ and $1,450/month in Camp Verde, AZ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.