Is Boise City, ID cheaper than Chula Vista, CA?

Based on cost of living data, Boise City, ID is 26.4% cheaper than Chula Vista, CA. This translates to saving $1979 per month.

What salary do I need in Boise City, ID to live like I do in Chula Vista, CA?

If you earn $150,000 in Chula Vista, CA, you'd need approximately $126,250 in Boise City, ID to maintain the same standard of living.

How does housing cost compare between Chula Vista, CA and Boise City, ID?

Housing in Boise City, ID is 42.8% cheaper than in Chula Vista, CA. For a two-bedroom apartment, rent is $1,400/month in Boise City, ID compared to $4,100/month in Chula Vista, CA.

How much can I save per month by moving from Chula Vista, CA to Boise City, ID?

Moving from Chula Vista, CA to Boise City, ID could save you approximately $1979 per month, or $23750 per year, based on a $150,000 salary.

Chula Vista, CA vs Boise City, ID: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Chula Vista, CA

Numbers update automatically as you type

You'd save $2.0K/month moving to Boise City, ID

$150.0K in your current city equals $126.3K in Boise City, ID

Rent data from HUD ZIP-level estimates · COL index from San Diego-Chula Vista-Carlsbad, CA area

Overall Cost

↓ 26.4%

Less expensive

Monthly Impact

$1,979

Savings

Annual Impact

$23.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chula Vista, CA

Population:275K

Cost Index:

100

100 = national average

Median Home:$840K

Boise City, ID

Population:235K

Cost Index:

(26% below avg)

Median Home:$504K

Chula Vista, CA

The Golden State

275K

Population

State Tax

Yes

Located in California, this city has a population of 275K residents.

Boise City, ID

The Gem State

235K

Population

State Tax

Yes

Located in Idaho, this city has a population of 235K residents.

Cost Breakdown by Category

Annual spending: Chula Vista, CA vs Boise City, ID

Category	Chula Vista, CA	Boise City, ID	Difference	Change
Housing	$5,223/mo	$2,989/mo	↓ $2,235less	42.8%
Transportation	$1,571/mo	$1,325/mo	↓ $246less	15.7%
All Utilities	$634/mo	$486/mo	↓ $148less	23.3%
Other	$1,892/mo	$1,774/mo	↓ $117less	6.2%
Groceries	$1,079/mo	$979/mo	↓ $99.93less	9.3%
Healthcare	$638/mo	$644/mo	↑ $6.20more	1.0%

Housing

↓ 42.8%

Chula Vista, CA

$5,223

Boise City, ID

$2,989

Difference

$2,235

less

Transportation

↓ 15.7%

Chula Vista, CA

$1,571

Boise City, ID

$1,325

Difference

$246

less

All Utilities

↓ 23.3%

Chula Vista, CA

$634

Boise City, ID

$486

Difference

$148

less

Other

↓ 6.2%

Chula Vista, CA

$1,892

Boise City, ID

$1,774

Difference

$117

less

Groceries

↓ 9.3%

Chula Vista, CA

$1,079

Boise City, ID

$979

Difference

$99.93

less

Healthcare

↑ 1.0%

Chula Vista, CA

$638

Boise City, ID

$644

Difference

$6.20

🏠Rent Comparison

Studio

From$3,130

To$950

↓ $2,180

1 Bed

From$3,360

To$1,100

↓ $2,260

2 Bed

From$4,100

To$1,400

↓ $2,700

3 Bed

From$5,460

To$1,950

↓ $3,510

Chula Vista, CAZIP-level data

1BR range: $2,280–$3,690/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,037

Monthly in Chula Vista, CA

$8,198

Monthly in Boise City, ID

$2,839

Difference

Home Values

Chula Vista

Boise City

$840K

Median Value

↓ -2.4%

YoY Change

↑ +35.6%

5-Year Change

$748K - $1.14M

Price Range

Calculate payment - Chula Vista

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $5.6K

More taxes

Monthly Difference

$468

Less take-home

Effective Rate Diff

3.7%

Rate difference

Chula Vista, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Boise City, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Additional Tax Information

Chula Vista, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Boise City, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.