Church Point, LA vs Fayette, AL: Cost of Living

Which city costs less?

Fayette, AL has a modeled overall cost index 3.8% lower than Church Point, LA.

Church Point, LA · modeled 2BR rent
$950 / month
Fayette, AL · modeled 2BR rent
$1,030 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Church Point, LA and Fayette, AL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $306/month in Fayette, AL

$150,000 in your current city has a modeled equivalent of $146,329 in Fayette, AL

Regional cost estimates: Church Point, LA uses Baton Rouge, LA. Fayette, AL uses Birmingham, AL. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.8%
Less expensive
Monthly Impact
$306
Savings
Annual Impact
$3.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Church Point, LA

Population:4K
Cost Index:
82.0
100 = national average
Typical Home:$144K

Fayette, AL

Population:4K
Cost Index:
78.9
100 = national average
Typical Home:$135K

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Church Point, LA

The Pelican State

4K
Population
State Tax
Yes

Located in Louisiana, this city has a population of 4K residents.

Fayette, AL

The Heart of Dixie

4K
Population
State Tax
Yes

Located in Alabama, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Church Point, LA vs Fayette, AL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 9.2%
Church Point, LA
$2,070
Fayette, AL
$1,880
Difference
$190
less
Other
↓ 9.9%
Church Point, LA
$1,897
Fayette, AL
$1,710
Difference
$188
less
All Utilities
↑ 11.6%
Church Point, LA
$553
Fayette, AL
$617
Difference
$64.13
more
Healthcare
↑ 9.6%
Church Point, LA
$535
Fayette, AL
$587
Difference
$51.22
more
Transportation
↓ 2.7%
Church Point, LA
$1,342
Fayette, AL
$1,306
Difference
$35.82
less
Groceries
↓ 0.7%
Church Point, LA
$1,102
Fayette, AL
$1,094
Difference
$7.83
less

🏠Rent Comparison

Studio
From$670
To$830
↑ $160
1 Bed
From$840
To$830
↓ $10.00
2 Bed
From$950
To$1,030
↑ $80.00
3 Bed
From$1,190
To$1,310
↑ $120
Church Point, LAZIP-level data

1BR range: $840–$840/mo

Fayette, ALZIP-level data

1BR range: $830–$830/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Church Point, LA
$7,194
Monthly in Fayette, AL
$306
Difference

Home Values

Church Point
Fayette
$144K
Median Value
$135K
↓ -6.2%
YoY Change
↓ -2.1%
↓ -10.9%
5-Year Change
↑ +37.6%

Homes in Fayette are 6% less expensive than Church Point

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $290
Per year
Monthly Difference
$24.17
More take-home
Effective Rate Diff
0.2%
Rate difference

Church Point, LA

Federal Income Tax
Effective: 18.9%
$25.5K
Louisiana State Tax
Effective: 5.2%
$7.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.8%
$44.8K
Take-Home Pay
$8,770/month
$105.2K

Fayette, AL

Federal Income Tax
Effective: 18.9%
$25.5K
Alabama State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.5K
Take-Home Pay
$8,794/month
$105.5K

Additional Tax Information

Church Point, LA Tax Rates

Sales Tax:9.6%
Property Tax:0.5%

Fayette, AL Tax Rates

Sales Tax:9.1%
Property Tax:0.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Church Point
Fayette
51 Moderate
Air Quality
57 Moderate
48.9%
Good Air Days
26%
98 High
Climate Risk
98 High
🌊🌀🌡
Top Hazards
🌊🌡🌪
▲+2.2°F
2050 Outlook
▲+2.5°F
51 days
Heat Days >95°F
41 days
▲+2.2°F
2050 Outlook
▲+2.5°F
51 days
Heat Days >95°F
41 days

Before moving from Church Point, LA to Fayette, AL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Fayette, AL for the same bedroom count and included utilities as your home in Church Point, LA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Church Point to Fayette moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fayette, AL by cost, housing, population and region.

Frequently Asked Questions: Church Point, LA vs Fayette, AL

How do the cost estimates for Church Point, LA and Fayette, AL compare?

Fayette, AL has a modeled overall cost index 3.8% lower than Church Point, LA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Church Point, LA, the model estimates $146,329 in Fayette, AL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Church Point, LA and Fayette, AL?

The modeled two-bedroom rents are $950/month in Church Point, LA and $1,030/month in Fayette, AL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Louisiana and Alabama on TaxTakeHome.com

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