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Cost of Living Comparison 2026

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You'd spend $1.2K/month more in Nashville, TN

$150.0K in your current city equals $164.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Cincinnati, OH-KY-IN area
Overall Cost
15.7%
More expensive
Monthly Impact
$1,180
Extra cost
Annual Impact
$14.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cincinnati, OH

Population:309K
Cost Index:100
Median Home:$225K

Nashville, TN

Population:689K
Cost Index:116
Median Home:$489K

Cincinnati, OH

The Buckeye State

309K
Population
State Tax
Yes

Located in Ohio, this city has a population of 309K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Music City USA
  • Country music capital
  • Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Cincinnati, OH vs Nashville, TN

🏠Housing
27.5%
Cincinnati, OH
$2,079
Nashville, TN
$2,651
Difference
$572
more
📦Other
20.8%
Cincinnati, OH
$1,607
Nashville, TN
$1,942
Difference
$335
more
🚗Transportation
5.6%
Cincinnati, OH
$1,216
Nashville, TN
$1,284
Difference
$68.30
more
All Utilities
11.8%
Cincinnati, OH
$464
Nashville, TN
$519
Difference
$54.64
more
🏥Healthcare
7.7%
Cincinnati, OH
$564
Nashville, TN
$607
Difference
$43.37
more
🛒Groceries
3.3%
Cincinnati, OH
$919
Nashville, TN
$949
Difference
$29.98
more

🏛️ Local Income Taxes

Cincinnati, OH: Cincinnati Earnings Tax$2,700/yr (1.8%)

Nashville, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$850
To$1,600
$750
1 Bed
From$935
To$1,680
$745
2 Bed
From$1,200
To$1,840
$640
3 Bed
From$1,585
To$2,350
$765
Cincinnati, OHZIP-level data

1BR range: $760$1,580/mo

Nashville, TNZIP-level data

1BR range: $1,320$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,849
Monthly in Cincinnati, OH
$7,952
Monthly in Nashville, TN
$1,103
Difference

Home Values

Cincinnati
Nashville
$225K
Median Value
$489K
↑ +1.2%
YoY Change
↓ -2.1%
↑ +31.9%
5-Year Change
↑ +32.1%
$113K - $592K
Price Range
$320K - $1.16M

Homes in Nashville are 117% more expensive than Cincinnati

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.4K
Per year
Monthly Difference
$369
More take-home
Effective Rate Diff
3.0%
Rate difference

Cincinnati, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Cincinnati, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cincinnati
Nashville
52 Moderate
Air Quality
50 Good
44.8%
Good Air Days
51.6%
96 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🫨🌪
+3.1°F
2050 Outlook
+2.8°F
29 days
Heat Days >95°F
42 days
+3.1°F
2050 Outlook
+2.8°F
29 days
Heat Days >95°F
42 days

💰 See how taxes change too — compare take-home pay between Ohio and Tennessee on TaxTakeHome.com

Where your money goes further

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Similar cost to Nashville, TN

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