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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $71.69/month moving to Overland Park, KS

$150.0K in your current city equals $149.1K in Overland Park, KS

Rent data from HUD ZIP-level estimates · COL index from Cincinnati, OH-KY-IN area
Overall Cost
1.0%
Less expensive
Monthly Impact
$71.69
Savings
Annual Impact
$860
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cincinnati, OH

Population:309K
Cost Index:
100
100 = national average
Median Home:$225K

Overland Park, KS

Population:197K
Cost Index:
99
(1% below avg)
Median Home:$344K

Cincinnati, OH

The Buckeye State

309K
Population
State Tax
Yes

Located in Ohio, this city has a population of 309K residents.

Overland Park, KS

The Sunflower State

197K
Population
State Tax
Yes

Located in Kansas, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Cincinnati, OH vs Overland Park, KS

Housing
10.7%
Cincinnati, OH
$2,079
Overland Park, KS
$1,856
Difference
$223
less
All Utilities
14.1%
Cincinnati, OH
$464
Overland Park, KS
$530
Difference
$65.50
more
Healthcare
6.6%
Cincinnati, OH
$564
Overland Park, KS
$601
Difference
$37.09
more
Other
2.1%
Cincinnati, OH
$1,607
Overland Park, KS
$1,574
Difference
$33.05
less
Transportation
2.1%
Cincinnati, OH
$1,216
Overland Park, KS
$1,191
Difference
$25.00
less
Groceries
2.2%
Cincinnati, OH
$919
Overland Park, KS
$939
Difference
$20.17
more

🏛️ Local Income Taxes

Cincinnati, OH: Cincinnati Earnings Tax$2,700/yr (1.8%)

Overland Park, KS has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$850
To$1,082
$232
1 Bed
From$935
To$1,182
$247
2 Bed
From$1,200
To$1,340
$140
3 Bed
From$1,585
To$1,748
$163
Cincinnati, OHZIP-level data

1BR range: $760$1,580/mo

Overland Park, KSZIP-level data

1BR range: $1,290$1,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,849
Monthly in Cincinnati, OH
$6,691
Monthly in Overland Park, KS
$159
Difference

Home Values

Cincinnati
Overland Park
$225K
Median Value
$344K
↑ +1.2%
YoY Change
↑ +3.7%
↑ +31.9%
5-Year Change
↑ +40.5%
$113K - $592K
Price Range
$296K - $538K

Homes in Overland Park are 53% more expensive than Cincinnati

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.0K
More taxes
Monthly Difference
$333
Less take-home
Effective Rate Diff
2.7%
Rate difference

Cincinnati, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Overland Park, KS

Federal Income Tax
Effective: 18.9%
$25.5K
Kansas State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,714/month
$104.6K

Additional Tax Information

Cincinnati, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Overland Park, KS Tax Rates

Sales Tax:8.7%
Property Tax:1.3%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cincinnati
Overland Park
52 Moderate
Air Quality
46 Good
44.8%
Good Air Days
59.3%
96 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+3.3°F
29 days
Heat Days >95°F
44 days
+3.1°F
2050 Outlook
+3.3°F
29 days
Heat Days >95°F
44 days

💰 See how taxes change too — compare take-home pay between Ohio and Kansas on TaxTakeHome.com

Where your money goes further

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