Is Austin, TX cheaper than Clarksville, TN?

Based on cost of living data, Austin, TX is 4.7% more expensive than Clarksville, TN. This translates to spending an extra $354 per month.

What salary do I need in Austin, TX to live like I do in Clarksville, TN?

If you earn $150,000 in Clarksville, TN, you'd need approximately $154,242.673 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Clarksville, TN and Austin, TX?

Housing in Austin, TX is 26.6% more expensive than in Clarksville, TN. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,136/month in Clarksville, TN.

How much can I save per month by moving from Clarksville, TN to Austin, TX?

Living in Austin, TX costs approximately $354 more per month than Clarksville, TN, or $4243 more per year, based on a $150,000 salary.

Clarksville, TN vs Austin, TX: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Clarksville, TN — ZIP-level rent data · COL adjusted from Nashville, TN area

Current salary in Clarksville, TN

Numbers update automatically as you type

You'd spend $354/month more in Austin, TX

$150.0K in your current city equals $154.2K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 4.7%

More expensive

Monthly Impact

$354

Extra cost

Annual Impact

$4.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Clarksville, TN

Population:181K

Cost Index:100

Median Home:$302K

Austin, TX

Population:979K

Cost Index:105

Median Home:$558K

Clarksville, TN

The Volunteer State

181K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 181K residents.

💡 Advantage: Tennessee has no state income tax!

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Clarksville, TN vs Austin, TX

Category	Clarksville, TN	Austin, TX	Difference	Change
🏠Housing	$2,278/mo	$2,885/mo	↑ $606more	26.6%
📦Other	$1,854/mo	$1,741/mo	↓ $113less	6.1%
🚗Transportation	$1,226/mo	$1,284/mo	↑ $57.81more	4.7%
⚡All Utilities	$507/mo	$541/mo	↑ $33.68more	6.6%
🛒Groceries	$928/mo	$959/mo	↑ $31.61more	3.4%
🏥Healthcare	$593/mo	$589/mo	↓ $4.76less	0.8%

🏠Housing

↑ 26.6%

Clarksville, TN

$2,278

Austin, TX

$2,885

Difference

$606

📦Other

↓ 6.1%

Clarksville, TN

$1,854

Austin, TX

$1,741

Difference

$113

less

🚗Transportation

↑ 4.7%

Clarksville, TN

$1,226

Austin, TX

$1,284

Difference

$57.81

⚡All Utilities

↑ 6.6%

Clarksville, TN

$507

Austin, TX

$541

Difference

$33.68

🛒Groceries

↑ 3.4%

Clarksville, TN

$928

Austin, TX

$959

Difference

$31.61

🏥Healthcare

↓ 0.8%

Clarksville, TN

$593

Austin, TX

$589

Difference

$4.76

less

🏠Rent Comparison

Studio

From$917

To$1,585

↑ $668

1 Bed

From$925

To$1,685

↑ $760

2 Bed

From$1,136

To$1,995

↑ $859

3 Bed

From$1,583

To$2,525

↑ $942

Clarksville, TNZIP-level data

1BR range: $1,120–$1,170/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,387

Monthly in Clarksville, TN

$7,998

Monthly in Austin, TX

$611

Difference

Home Values

Clarksville

Austin

$302K

Median Value

$558K

↓ -0.6%

YoY Change

↓ -5%

↑ +39.6%

5-Year Change

↑ +12.6%

$289K - $393K

Price Range

$272K - $1.26M

Homes in Austin are 85% more expensive than Clarksville

Calculate payment - Clarksville Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Clarksville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Clarksville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.