Clear Lake, WI vs Spring Valley, WI: Cost of Living

Which city costs less?

Spring Valley, WI has a modeled overall cost index 1.0% higher than Clear Lake, WI.

Clear Lake, WI · modeled 2BR rent: $1,520 / month
Spring Valley, WI · modeled 2BR rent: $1,520 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Clear Lake, WI and Spring Valley, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Clear Lake, WI

Numbers update automatically as you type

Estimated extra cost: $60.22/month in Spring Valley, WI

$150,000 in your current city has a modeled equivalent of $150,723 in Spring Valley, WI

Regional cost estimates: Clear Lake, WI uses Saint Paul, MN. Spring Valley, WI uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 1.0%

More expensive

Monthly Impact

$60.22

Extra cost

Annual Impact

$723

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Clear Lake, WI

Population:1K

Cost Index:

90.2

100 = national average

Typical Home:$289K

Spring Valley, WI

Population:1K

Cost Index:

91.1

100 = national average

Typical Home:$307K

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Clear Lake, WI

The Badger State

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 1K residents.

Spring Valley, WI

The Badger State

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Clear Lake, WI vs Spring Valley, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Clear Lake, WI	Spring Valley, WI	Difference	Change
Housing	$2,277/mo	$2,299/mo	↑ $21.64more	1.0%
Other	$1,614/mo	$1,630/mo	↑ $15.34more	1.0%
Transportation	$1,292/mo	$1,304/mo	↑ $12.27more	1.0%
Groceries	$1,040/mo	$1,045/mo	↑ $4.93more	0.5%
Healthcare	$764/mo	$767/mo	↑ $3.62more	0.5%
All Utilities	$513/mo	$516/mo	↑ $2.43more	0.5%

Housing

↑ 1.0%

Clear Lake, WI

$2,277

Spring Valley, WI

$2,299

Difference

$21.64

Other

↑ 1.0%

Clear Lake, WI

$1,614

Spring Valley, WI

$1,630

Difference

$15.34

Transportation

↑ 1.0%

Clear Lake, WI

$1,292

Spring Valley, WI

$1,304

Difference

$12.27

Groceries

↑ 0.5%

Clear Lake, WI

$1,040

Spring Valley, WI

$1,045

Difference

$4.93

Healthcare

↑ 0.5%

Clear Lake, WI

$764

Spring Valley, WI

$767

Difference

$3.62

All Utilities

↑ 0.5%

Clear Lake, WI

$513

Spring Valley, WI

$516

Difference

$2.43

🏠Rent Comparison

Studio

From$1,100

To$1,100

→ $0

1 Bed

From$1,250

To$1,250

→ $0

2 Bed

From$1,520

To$1,520

→ $0

3 Bed

From$2,020

To$2,020

→ $0

Clear Lake, WIZIP-level data

1BR range: $1,250–$1,250/mo

Spring Valley, WIZIP-level data

1BR range: $1,250–$1,250/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Clear Lake, WI

$7,560

Monthly in Spring Valley, WI

$60.22

Difference

Home Values

Clear Lake

Spring Valley

$289K

Median Value

$307K

↑ +8.2%

YoY Change

↑ +3%

↑ +45.6%

5-Year Change

↑ +28.5%

Homes in Spring Valley are 6% more expensive than Clear Lake

Calculate payment - Clear Lake Calculate payment - Spring Valley

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Clear Lake, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Spring Valley, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Additional Tax Information

Clear Lake, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

Spring Valley, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Clear Lake

Spring Valley

36 Good

Air Quality

36 Good

72.4%

Good Air Days

72.4%

95 High

Climate Risk

95 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+3.7°F

2050 Outlook

▲+3.7°F

14 days

Heat Days >95°F

14 days

▲+3.7°F

2050 Outlook

▲+3.7°F

14 days

Heat Days >95°F

14 days

Before moving from Clear Lake, WI to Spring Valley, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Spring Valley, WI for the same bedroom count and included utilities as your home in Clear Lake, WI. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Clear Lake to Spring Valley moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Spring Valley, WI by cost, housing, population and region.

Frequently Asked Questions: Clear Lake, WI vs Spring Valley, WI

How do the cost estimates for Clear Lake, WI and Spring Valley, WI compare?

Spring Valley, WI has a modeled overall cost index 1.0% higher than Clear Lake, WI. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Clear Lake, WI, the model estimates $150,723 in Spring Valley, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Clear Lake, WI and Spring Valley, WI?

The modeled two-bedroom rents are $1,520/month in Clear Lake, WI and $1,520/month in Spring Valley, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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