Is Phoenix, AZ cheaper than Clearfield, UT?

Based on cost of living data, Phoenix, AZ is 15.4% more expensive than Clearfield, UT. This translates to spending an extra $1153 per month.

What salary do I need in Phoenix, AZ to live like I do in Clearfield, UT?

If you earn $150,000 in Clearfield, UT, you'd need approximately $163,835.657 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Clearfield, UT and Phoenix, AZ?

Housing in Phoenix, AZ is 22.9% more expensive than in Clearfield, UT. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,191/month in Clearfield, UT.

How much can I save per month by moving from Clearfield, UT to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $1153 more per month than Clearfield, UT, or $13836 more per year, based on a $150,000 salary.

Clearfield, UT vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Clearfield, UT — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Clearfield, UT

Numbers update automatically as you type

You'd spend $1.2K/month more in Phoenix, AZ

$150.0K in your current city equals $163.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Salt Lake City, UT area

Overall Cost

↑ 15.4%

More expensive

Monthly Impact

$1,153

Extra cost

Annual Impact

$13.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Clearfield, UT

Population:34K

Cost Index:100

Median Home:$456K

Phoenix, AZ

Population:1608K

Cost Index:115

Median Home:$414K

Clearfield, UT

The Beehive State

34K

Population

State Tax

Yes

Located in Utah, this city has a population of 34K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Clearfield, UT vs Phoenix, AZ

Category	Clearfield, UT	Phoenix, AZ	Difference	Change
🏠Housing	$2,270/mo	$2,788/mo	↑ $519more	22.9%
🚗Transportation	$1,118/mo	$1,489/mo	↑ $371more	33.2%
📦Other	$1,497/mo	$1,677/mo	↑ $180more	12.0%
⚡All Utilities	$447/mo	$561/mo	↑ $114more	25.6%
🛒Groceries	$900/mo	$963/mo	↑ $63.71more	7.1%
🏥Healthcare	$592/mo	$589/mo	↓ $3.32less	0.6%

🏠Housing

↑ 22.9%

Clearfield, UT

$2,270

Phoenix, AZ

$2,788

Difference

$519

🚗Transportation

↑ 33.2%

Clearfield, UT

$1,118

Phoenix, AZ

$1,489

Difference

$371

📦Other

↑ 12.0%

Clearfield, UT

$1,497

Phoenix, AZ

$1,677

Difference

$180

⚡All Utilities

↑ 25.6%

Clearfield, UT

$447

Phoenix, AZ

$561

Difference

$114

🛒Groceries

↑ 7.1%

Clearfield, UT

$900

Phoenix, AZ

$963

Difference

$63.71

🏥Healthcare

↓ 0.6%

Clearfield, UT

$592

Phoenix, AZ

$589

Difference

$3.32

less

🏠Rent Comparison

Studio

From$889

To$1,390

↑ $501

1 Bed

From$947

To$1,510

↑ $563

2 Bed

From$1,191

To$1,750

↑ $559

3 Bed

From$1,600

To$2,330

↑ $730

Clearfield, UTZIP-level data

1BR range: $1,320–$1,320/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,823

Monthly in Clearfield, UT

$8,068

Monthly in Phoenix, AZ

$1,244

Difference

Home Values

Clearfield

Phoenix

$456K

Median Value

$414K

↑ +2%

YoY Change

↓ -3.1%

↑ +37.4%

5-Year Change

↑ +30.2%

$456K

Price Range

$274K - $957K

Homes in Phoenix are 9% less expensive than Clearfield

Calculate payment - Clearfield Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.0K

Per year

Monthly Difference

$170

More take-home

Effective Rate Diff

1.4%

Rate difference

Clearfield, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Clearfield, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Clearfield

Phoenix

44 Good

Air Quality

77 Moderate

62.8%

Good Air Days

88 Moderate

Climate Risk

100 Very High

🔥💨

Top Hazards

🔥🌊🌡

▲+3.3°F

2050 Outlook

▲+2.7°F

49 days

Heat Days >95°F

162 days

▲+3.3°F

2050 Outlook

▲+2.7°F

49 days

Heat Days >95°F

162 days

💰 See how taxes change too — compare take-home pay between Utah and Arizona on TaxTakeHome.com

Where your money goes further

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Similar cost to Phoenix, AZ

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Want to compare different cities?

New Comparison

You'd spend $1.2K/month more in Phoenix, AZ

Clearfield, UT

Phoenix, AZ

Clearfield, UT

Phoenix, AZ

Notable Facts

Major Industries

Cost Breakdown by Category

🏠Rent Comparison

📍 Rent by ZIP Code39 ZIPs

Home Values

🏠 Home Values by ZIP39 ZIPs

Tax Comparison

Clearfield, UT

Phoenix, AZ

Additional Tax Information

Clearfield, UT Tax Rates

Phoenix, AZ Tax Rates

Environment

Where your money goes further

Similar cost to Phoenix, AZ