Clemmons, NC vs Punta Gorda, FL: Cost of Living

Which city costs less?

Punta Gorda, FL has a modeled overall cost index 9.9% higher than Clemmons, NC.

Clemmons, NC · modeled 2BR rent
$1,280 / month
Punta Gorda, FL · modeled 2BR rent
$1,505 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Clemmons, NC and Punta Gorda, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $642/month in Punta Gorda, FL

$150,000 in your current city has a modeled equivalent of $157,698 in Punta Gorda, FL

Regional cost estimates: Clemmons, NC uses Winston-Salem, NC. Punta Gorda, FL uses Tampa, FL. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 9.9%
More expensive
Monthly Impact
$642
Extra cost
Annual Impact
$7.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Clemmons, NC

Population:22K
Cost Index:
84.3
100 = national average
Typical Home:$379K

Punta Gorda, FL

Population:20K
Cost Index:
92.7
100 = national average
Typical Home:$341K

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Clemmons, NC

The Tar Heel State

22K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 22K residents.

Punta Gorda, FL

The Sunshine State

20K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 20K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Clemmons, NC vs Punta Gorda, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 20.5%
Clemmons, NC
$2,106
Punta Gorda, FL
$2,537
Difference
$431
more
Other
↑ 9.1%
Clemmons, NC
$1,728
Punta Gorda, FL
$1,886
Difference
$158
more
Healthcare
↓ 7.6%
Clemmons, NC
$678
Punta Gorda, FL
$627
Difference
$51.24
less
All Utilities
↑ 7.7%
Clemmons, NC
$586
Punta Gorda, FL
$631
Difference
$45.25
more
Groceries
↑ 3.6%
Clemmons, NC
$1,082
Punta Gorda, FL
$1,121
Difference
$38.51
more
Transportation
↑ 1.5%
Clemmons, NC
$1,320
Punta Gorda, FL
$1,340
Difference
$19.48
more

🏠Rent Comparison

Studio
From$1,050
To$1,185
↑ $135
1 Bed
From$1,130
To$1,195
↑ $65.00
2 Bed
From$1,280
To$1,505
↑ $225
3 Bed
From$1,690
To$2,090
↑ $400
Clemmons, NCZIP-level data

1BR range: $1,130–$1,130/mo

Punta Gorda, FLZIP-level data

1BR range: $1,050–$1,420/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Clemmons, NC
$8,142
Monthly in Punta Gorda, FL
$642
Difference

Home Values

Clemmons
Punta Gorda
$379K
Median Value
$341K
↑ +1.2%
YoY Change
↓ -12.1%
↑ +36%
5-Year Change
↑ +22.3%
$379K
Price Range
$298K - $361K

Homes in Punta Gorda are 10% less expensive than Clemmons

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$594
More take-home
Effective Rate Diff
4.7%
Rate difference

Clemmons, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Punta Gorda, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Clemmons, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Punta Gorda, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Clemmons
Punta Gorda
47 Good
Air Quality
50 Good
57.4%
Good Air Days
52.5%
92 Moderate
Climate Risk
99 High
🌊🌪💨
Top Hazards
🌊🌅🌀
▲+2.8°F
2050 Outlook
▲+2.2°F
30 days
Heat Days >95°F
38 days
▲+2.8°F
2050 Outlook
▲+2.2°F
30 days
Heat Days >95°F
38 days

Before moving from Clemmons, NC to Punta Gorda, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Punta Gorda, FL for the same bedroom count and included utilities as your home in Clemmons, NC. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Clemmons to Punta Gorda moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Punta Gorda, FL by cost, housing, population and region.

Frequently Asked Questions: Clemmons, NC vs Punta Gorda, FL

How do the cost estimates for Clemmons, NC and Punta Gorda, FL compare?

Punta Gorda, FL has a modeled overall cost index 9.9% higher than Clemmons, NC. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Clemmons, NC, the model estimates $157,698 in Punta Gorda, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Clemmons, NC and Punta Gorda, FL?

The modeled two-bedroom rents are $1,280/month in Clemmons, NC and $1,505/month in Punta Gorda, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between North Carolina and Florida on TaxTakeHome.com

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