Clermont, GA vs Lake Lure, NC: Cost of Living

Which city costs less?

Lake Lure, NC has a modeled overall cost index 9.3% lower than Clermont, GA.

Clermont, GA · modeled 2BR rent
$1,360 / month
Lake Lure, NC · modeled 2BR rent
$1,370 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Clermont, GA and Lake Lure, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $596/month in Lake Lure, NC

$150,000 in your current city has a modeled equivalent of $142,850 in Lake Lure, NC

Regional cost estimates: Clermont, GA uses Atlanta, GA. Lake Lure, NC uses Charlotte, NC. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 9.3%
Less expensive
Monthly Impact
$596
Savings
Annual Impact
$7.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Clermont, GA

Population:1K
Cost Index:
88.1
100 = national average
Typical Home:$382K

Lake Lure, NC

Population:1K
Cost Index:
80.0
100 = national average
Typical Home:$430K

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Clermont, GA

The Peach State

1K
Population
State Tax
Yes

Located in Georgia, this city has a population of 1K residents.

Lake Lure, NC

The Tar Heel State

1K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 1K residents.

Cost Breakdown by Category

Estimated monthly spending: Clermont, GA vs Lake Lure, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 17.7%
Clermont, GA
$1,345
Lake Lure, NC
$1,107
Difference
$238
less
Other
↓ 12.0%
Clermont, GA
$1,788
Lake Lure, NC
$1,573
Difference
$215
less
Housing
↓ 6.7%
Clermont, GA
$2,194
Lake Lure, NC
$2,047
Difference
$148
less
All Utilities
↓ 11.6%
Clermont, GA
$596
Lake Lure, NC
$527
Difference
$69.02
less
Healthcare
↑ 8.0%
Clermont, GA
$600
Lake Lure, NC
$647
Difference
$47.76
more
Groceries
↑ 2.7%
Clermont, GA
$977
Lake Lure, NC
$1,004
Difference
$26.30
more

🏠Rent Comparison

Studio
From$1,040
To$1,170
↑ $130
1 Bed
From$1,230
To$1,220
↓ $10.00
2 Bed
From$1,360
To$1,370
↑ $10.00
3 Bed
From$1,640
To$1,760
↑ $120
Clermont, GAZIP-level data

1BR range: $1,230–$1,230/mo

Lake Lure, NCZIP-level data

1BR range: $1,220–$1,220/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Clermont, GA
$6,904
Monthly in Lake Lure, NC
$596
Difference

Home Values

Clermont
Lake Lure
$382K
Median Value
$430K
↓ -3.1%
YoY Change
↓ -0.4%
↑ +48.5%
5-Year Change
↑ +53.5%

Homes in Lake Lure are 12% more expensive than Clermont

Calculate payment - ClermontCalculate payment - Lake Lure

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.3K
Per year
Monthly Difference
$111
More take-home
Effective Rate Diff
0.9%
Rate difference

Clermont, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Lake Lure, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Clermont, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

Lake Lure, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Clermont
Lake Lure
50 Good
Air Quality
51 Moderate
50.8%
Good Air Days
46.2%
96 High
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌪💨
▲+2.7°F
2050 Outlook
▲+2.9°F
28 days
Heat Days >95°F
36 days
▲+2.7°F
2050 Outlook
▲+2.9°F
28 days
Heat Days >95°F
36 days

Before moving from Clermont, GA to Lake Lure, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Lake Lure, NC for the same bedroom count and included utilities as your home in Clermont, GA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Clermont to Lake Lure moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lake Lure, NC by cost, housing, population and region.

Frequently Asked Questions: Clermont, GA vs Lake Lure, NC

How do the cost estimates for Clermont, GA and Lake Lure, NC compare?

Lake Lure, NC has a modeled overall cost index 9.3% lower than Clermont, GA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Clermont, GA, the model estimates $142,850 in Lake Lure, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Clermont, GA and Lake Lure, NC?

The modeled two-bedroom rents are $1,360/month in Clermont, GA and $1,370/month in Lake Lure, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Georgia and North Carolina on TaxTakeHome.com

Where your money goes further

Cities cheaper than Clermont, GA on a $150.0K salary

1.St. Louis, MO
Save $8.90/mo

Similar cost to Lake Lure, NC

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