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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.7K/month more in Dallas, TX

$150.0K in your current city equals $170.9K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Cleveland-Elyria, OH area
Overall Cost
23.2%
More expensive
Monthly Impact
$1,738
Extra cost
Annual Impact
$20.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cleveland, OH

Population:384K
Cost Index:
100
100 = national average
Median Home:$128K

Dallas, TX

Population:1304K
Cost Index:
123
(23% above avg)
Median Home:$292K

Cleveland, OH

The Buckeye State

384K
Population
State Tax
Yes

Located in Ohio, this city has a population of 384K residents.

Dallas, TX

The Lone Star State

1.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Major business center
  • No state income tax
  • Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Cleveland, OH vs Dallas, TX

Housing
43.8%
Cleveland, OH
$1,663
Dallas, TX
$2,391
Difference
$728
more
Other
14.0%
Cleveland, OH
$1,557
Dallas, TX
$1,774
Difference
$218
more
Healthcare
20.0%
Cleveland, OH
$527
Dallas, TX
$632
Difference
$105
more
All Utilities
21.2%
Cleveland, OH
$464
Dallas, TX
$563
Difference
$98.36
more
Transportation
5.0%
Cleveland, OH
$1,366
Dallas, TX
$1,298
Difference
$68.30
less
Groceries
1.0%
Cleveland, OH
$969
Dallas, TX
$979
Difference
$9.99
more

🏛️ Local Income Taxes

Cleveland, OH: Cleveland Municipal Income Tax$3,750/yr (2.5%)

Dallas, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$860
To$1,450
$590
1 Bed
From$980
To$1,505
$525
2 Bed
From$1,180
To$1,765
$585
3 Bed
From$1,520
To$2,220
$700
Cleveland, OHZIP-level data

1BR range: $810$1,590/mo

Dallas, TXZIP-level data

1BR range: $1,040$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,546
Monthly in Cleveland, OH
$7,637
Monthly in Dallas, TX
$1,091
Difference

Home Values

Cleveland
Dallas
$128K
Median Value
$292K
↓ -2.1%
YoY Change
↓ -3.1%
↑ +21.7%
5-Year Change
↑ +27.1%
$59K - $291K
Price Range
$138K - $2.01M

Homes in Dallas are 128% more expensive than Cleveland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.4K
Per year
Monthly Difference
$369
More take-home
Effective Rate Diff
3.0%
Rate difference

Cleveland, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Dallas, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Cleveland, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Dallas, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cleveland
Dallas
54 Moderate
Air Quality
55 Moderate
37.2%
Good Air Days
35.2%
98 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.3°F
2050 Outlook
+2.7°F
11 days
Heat Days >95°F
90 days
+3.3°F
2050 Outlook
+2.7°F
11 days
Heat Days >95°F
90 days

💰 See how taxes change too — compare take-home pay between Ohio and Texas on TaxTakeHome.com

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