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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $91.46/month more in Fort Wayne, IN

$150.0K in your current city equals $151.1K in Fort Wayne, IN

Rent data from HUD ZIP-level estimates · COL index from Cleveland-Elyria, OH area
Overall Cost
1.2%
More expensive
Monthly Impact
$91.46
Extra cost
Annual Impact
$1.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cleveland, OH

Population:384K
Cost Index:
100
100 = national average
Median Home:$128K

Fort Wayne, IN

Population:270K
Cost Index:
101
(1% above avg)
Median Home:$206K

Cleveland, OH

The Buckeye State

384K
Population
State Tax
Yes

Located in Ohio, this city has a population of 384K residents.

Fort Wayne, IN

The Hoosier State

270K
Population
State Tax
Yes

Located in Indiana, this city has a population of 270K residents.

Cost Breakdown by Category

Annual spending: Cleveland, OH vs Fort Wayne, IN

Transportation
13.0%
Cleveland, OH
$1,366
Fort Wayne, IN
$1,188
Difference
$178
less
Housing
9.4%
Cleveland, OH
$1,663
Fort Wayne, IN
$1,819
Difference
$156
more
Other
4.3%
Cleveland, OH
$1,557
Fort Wayne, IN
$1,490
Difference
$66.96
less
Healthcare
10.6%
Cleveland, OH
$527
Fort Wayne, IN
$582
Difference
$55.76
more
Groceries
5.2%
Cleveland, OH
$969
Fort Wayne, IN
$919
Difference
$49.96
less
All Utilities
8.2%
Cleveland, OH
$464
Fort Wayne, IN
$503
Difference
$38.25
more

🏛️ Local Income Taxes

Cleveland, OH: Cleveland Municipal Income Tax$3,750/yr (2.5%)
Fort Wayne, IN: Allen County Income Tax$2,220/yr (1.5%)
Net difference-$1,530/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$860
To$870
$10.00
1 Bed
From$980
To$900
$80.00
2 Bed
From$1,180
To$1,090
$90.00
3 Bed
From$1,520
To$1,350
$170
Cleveland, OHZIP-level data

1BR range: $810$1,590/mo

Fort Wayne, INZIP-level data

1BR range: $790$1,360/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,546
Monthly in Cleveland, OH
$6,502
Monthly in Fort Wayne, IN
$44.57
Difference

Home Values

Cleveland
Fort Wayne
$128K
Median Value
$206K
↓ -2.1%
YoY Change
↑ +2.2%
↑ +21.7%
5-Year Change
↑ +46.8%
$59K - $291K
Price Range
$104K - $439K

Homes in Fort Wayne are 61% more expensive than Cleveland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$418
More taxes
Monthly Difference
$34.81
Less take-home
Effective Rate Diff
0.3%
Rate difference

Cleveland, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Fort Wayne, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Cleveland, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Fort Wayne, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cleveland
Fort Wayne
54 Moderate
Air Quality
45 Good
37.2%
Good Air Days
62.6%
98 High
Climate Risk
91 Moderate
🌊🌡🌪
Top Hazards
🌊🌪💨
+3.3°F
2050 Outlook
+3.1°F
11 days
Heat Days >95°F
17 days
+3.3°F
2050 Outlook
+3.1°F
11 days
Heat Days >95°F
17 days

💰 See how taxes change too — compare take-home pay between Ohio and Indiana on TaxTakeHome.com

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