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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $1.0K/month more in Grand Rapids, MI

$150.0K in your current city equals $162.5K in Grand Rapids, MI

Rent data from HUD ZIP-level estimates · COL index from Cleveland-Elyria, OH area
Overall Cost
13.9%
More expensive
Monthly Impact
$1,040
Extra cost
Annual Impact
$12.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cleveland, OH

Population:384K
Cost Index:
100
100 = national average
Median Home:$128K

Grand Rapids, MI

Population:197K
Cost Index:
114
(14% above avg)
Median Home:$288K

Cleveland, OH

The Buckeye State

384K
Population
State Tax
Yes

Located in Ohio, this city has a population of 384K residents.

Grand Rapids, MI

The Great Lakes State

197K
Population
State Tax
Yes

Located in Michigan, this city has a population of 197K residents.

Cost Breakdown by Category

Annual spending: Cleveland, OH vs Grand Rapids, MI

Housing
18.6%
Cleveland, OH
$1,663
Grand Rapids, MI
$1,973
Difference
$310
more
Healthcare
38.2%
Cleveland, OH
$527
Grand Rapids, MI
$728
Difference
$201
more
Other
5.9%
Cleveland, OH
$1,557
Grand Rapids, MI
$1,649
Difference
$92.10
more
Transportation
5.7%
Cleveland, OH
$1,366
Grand Rapids, MI
$1,444
Difference
$77.65
more
All Utilities
10.8%
Cleveland, OH
$464
Grand Rapids, MI
$515
Difference
$50.29
more
Groceries
0.3%
Cleveland, OH
$969
Grand Rapids, MI
$972
Difference
$2.43
more

🏛️ Local Income Taxes

Cleveland, OH: Cleveland Municipal Income Tax$3,750/yr (2.5%)
Grand Rapids, MI: Grand Rapids City Income Tax$2,250/yr (1.5%)
Net difference-$1,500/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$860
To$1,334
$474
1 Bed
From$980
To$1,375
$395
2 Bed
From$1,180
To$1,652
$472
3 Bed
From$1,520
To$2,134
$614
Cleveland, OHZIP-level data

1BR range: $810$1,590/mo

Grand Rapids, MIZIP-level data

1BR range: $1,280$1,420/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,546
Monthly in Cleveland, OH
$7,280
Monthly in Grand Rapids, MI
$734
Difference

Home Values

Cleveland
Grand Rapids
$128K
Median Value
$288K
↓ -2.1%
YoY Change
↑ +2.2%
↑ +21.7%
5-Year Change
↑ +40.6%
$59K - $291K
Price Range
$229K - $481K

Homes in Grand Rapids are 125% more expensive than Cleveland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.9K
More taxes
Monthly Difference
$162
Less take-home
Effective Rate Diff
1.3%
Rate difference

Cleveland, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Grand Rapids, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Cleveland, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Grand Rapids, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cleveland
Grand Rapids
54 Moderate
Air Quality
43 Good
37.2%
Good Air Days
68.6%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.3°F
2050 Outlook
+3.3°F
11 days
Heat Days >95°F
13 days
+3.3°F
2050 Outlook
+3.3°F
11 days
Heat Days >95°F
13 days

💰 See how taxes change too — compare take-home pay between Ohio and Michigan on TaxTakeHome.com

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