MoveNumbers
Tap to swap

Cost of Living Comparison 2026

Rock and Roll Hall of Fame to Country Music Hall of Fame? These musical cities represent different American stories - Rust Belt resilience versus Sunbelt growth.

$

Numbers update automatically as you type

You'd spend $1.9K/month more in Nashville, TN

$150.0K in your current city equals $173.0K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Cleveland-Elyria, OH area
Overall Cost
25.6%
More expensive
Monthly Impact
$1,921
Extra cost
Annual Impact
$23.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cleveland, OH

Population:384K
Cost Index:100
Median Home:$128K

Nashville, TN

Population:689K
Cost Index:126
Median Home:$489K

Cleveland, OH

The Buckeye State

384K
Population
State Tax
Yes

Located in Ohio, this city has a population of 384K residents.

Nashville, TN

The Volunteer State

689K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Music City USA
  • Country music capital
  • Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Cleveland, OH vs Nashville, TN

🏠Housing
59.4%
Cleveland, OH
$1,663
Nashville, TN
$2,651
Difference
$988
more
📦Other
24.7%
Cleveland, OH
$1,557
Nashville, TN
$1,942
Difference
$385
more
🚗Transportation
6.0%
Cleveland, OH
$1,366
Nashville, TN
$1,284
Difference
$81.96
less
🏥Healthcare
15.3%
Cleveland, OH
$527
Nashville, TN
$607
Difference
$80.54
more
All Utilities
11.8%
Cleveland, OH
$464
Nashville, TN
$519
Difference
$54.64
more
🛒Groceries
2.1%
Cleveland, OH
$969
Nashville, TN
$949
Difference
$19.99
less

🏛️ Local Income Taxes

Cleveland, OH: Cleveland Municipal Income Tax$3,750/yr (2.5%)

Nashville, TN has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$860
To$1,600
$740
1 Bed
From$980
To$1,680
$700
2 Bed
From$1,180
To$1,840
$660
3 Bed
From$1,520
To$2,350
$830
Cleveland, OHZIP-level data

1BR range: $810$1,590/mo

Nashville, TNZIP-level data

1BR range: $1,320$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,546
Monthly in Cleveland, OH
$7,952
Monthly in Nashville, TN
$1,406
Difference

Home Values

Cleveland
Nashville
$128K
Median Value
$489K
↓ -2.1%
YoY Change
↓ -2.1%
↑ +21.7%
5-Year Change
↑ +32.1%
$59K - $291K
Price Range
$320K - $1.16M

Homes in Nashville are 282% more expensive than Cleveland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.4K
Per year
Monthly Difference
$369
More take-home
Effective Rate Diff
3.0%
Rate difference

Cleveland, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Nashville, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Cleveland, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Nashville, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cleveland
Nashville
54 Moderate
Air Quality
50 Good
37.2%
Good Air Days
51.6%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🫨🌪
+3.3°F
2050 Outlook
+2.8°F
11 days
Heat Days >95°F
42 days
+3.3°F
2050 Outlook
+2.8°F
11 days
Heat Days >95°F
42 days

💰 See how taxes change too — compare take-home pay between Ohio and Tennessee on TaxTakeHome.com

Similar cost to Nashville, TN

Other cities in a similar price range

Want to compare different cities?

New Comparison