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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $823/month more in San Antonio, TX

$150.0K in your current city equals $159.9K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from Cleveland-Elyria, OH area
Overall Cost
โ†‘ 11.0%
More expensive
Monthly Impact
$823
Extra cost
Annual Impact
$9.9K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cleveland, OH

Population:384K
Cost Index:
100
100 = national average
Median Home:$128K

San Antonio, TX

Population:1547K
Cost Index:
111
(11% above avg)
Median Home:$215K

Cleveland, OH

The Buckeye State

384K
Population
State Tax
Yes

Located in Ohio, this city has a population of 384K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Cleveland, OH vs San Antonio, TX

Housing
โ†‘ 26.2%
Cleveland, OH
$1,663
San Antonio, TX
$2,100
Difference
$437
more
Other
โ†‘ 5.8%
Cleveland, OH
$1,557
San Antonio, TX
$1,647
Difference
$90.40
more
Transportation
โ†“ 5.8%
Cleveland, OH
$1,366
San Antonio, TX
$1,287
Difference
$79.23
less
Groceries
โ†“ 5.8%
Cleveland, OH
$969
San Antonio, TX
$913
Difference
$55.96
less
All Utilities
โ†‘ 6.7%
Cleveland, OH
$464
San Antonio, TX
$496
Difference
$31.15
more
Healthcare
โ†’ 0.0%
Cleveland, OH
$527
San Antonio, TX
$527
Difference
$0
same

๐Ÿ›๏ธ Local Income Taxes

Cleveland, OH: Cleveland Municipal Income Tax$3,750/yr (2.5%)

San Antonio, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$860
To$1,110
โ†‘ $250
1 Bed
From$980
To$1,210
โ†‘ $230
2 Bed
From$1,180
To$1,470
โ†‘ $290
3 Bed
From$1,520
To$1,890
โ†‘ $370
Cleveland, OHZIP-level data

1BR range: $810โ€“$1,590/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,546
Monthly in Cleveland, OH
$6,969
Monthly in San Antonio, TX
$423
Difference

Home Values

Cleveland
San Antonio
$128K
Median Value
$215K
โ†“ -2.1%
YoY Change
โ†“ -2.9%
โ†‘ +21.7%
5-Year Change
โ†‘ +16.7%
$59K - $291K
Price Range
$107K - $905K

Homes in San Antonio are 68% more expensive than Cleveland

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.4K
Per year
Monthly Difference
$369
More take-home
Effective Rate Diff
3.0%
Rate difference

Cleveland, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Cleveland, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cleveland
San Antonio
54 Moderate
Air Quality
52 Moderate
37.2%
Good Air Days
47.5%
98 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
11 days
Heat Days >95ยฐF
105 days
โ–ฒ+3.3ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
11 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Ohio and Texas on TaxTakeHome.com

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