Is Nashville, TN cheaper than Cleveland, TN?

Based on cost of living data, Nashville, TN is 13.3% more expensive than Cleveland, TN. This translates to spending an extra $1001 per month.

What salary do I need in Nashville, TN to live like I do in Cleveland, TN?

If you earn $150,000 in Cleveland, TN, you'd need approximately $162,012.815 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Cleveland, TN and Nashville, TN?

Housing in Nashville, TN is 30.9% more expensive than in Cleveland, TN. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $889/month in Cleveland, TN.

How much can I save per month by moving from Cleveland, TN to Nashville, TN?

Living in Nashville, TN costs approximately $1001 more per month than Cleveland, TN, or $12013 more per year, based on a $150,000 salary.

Cleveland, TN vs Nashville, TN: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Cleveland, TN — ZIP-level rent data · COL adjusted from Atlanta, GA area

Current salary in Cleveland, TN

Numbers update automatically as you type

You'd spend $1.0K/month more in Nashville, TN

$150.0K in your current city equals $162.0K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 13.3%

More expensive

Monthly Impact

$1,001

Extra cost

Annual Impact

$12.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cleveland, TN

Population:49K

Cost Index:100

Median Home:$291K

Nashville, TN

Population:689K

Cost Index:113

Median Home:$489K

Cleveland, TN

The Volunteer State

49K

Population

State Tax

No Income Tax

Located in Tennessee, this city has a population of 49K residents.

💡 Advantage: Tennessee has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Cleveland, TN vs Nashville, TN

Category	Cleveland, TN	Nashville, TN	Difference	Change
🏠Housing	$2,025/mo	$2,651/mo	↑ $626more	30.9%
📦Other	$1,650/mo	$1,942/mo	↑ $292more	17.7%
🏥Healthcare	$545/mo	$607/mo	↑ $62.21more	11.4%
🛒Groceries	$888/mo	$949/mo	↑ $61.10more	6.9%
🚗Transportation	$1,241/mo	$1,284/mo	↑ $42.74more	3.4%
⚡All Utilities	$541/mo	$519/mo	↓ $22.24less	4.1%

🏠Housing

↑ 30.9%

Cleveland, TN

$2,025

Nashville, TN

$2,651

Difference

$626

📦Other

↑ 17.7%

Cleveland, TN

$1,650

Nashville, TN

$1,942

Difference

$292

🏥Healthcare

↑ 11.4%

Cleveland, TN

$545

Nashville, TN

$607

Difference

$62.21

🛒Groceries

↑ 6.9%

Cleveland, TN

$888

Nashville, TN

$949

Difference

$61.10

🚗Transportation

↑ 3.4%

Cleveland, TN

$1,241

Nashville, TN

$1,284

Difference

$42.74

⚡All Utilities

↓ 4.1%

Cleveland, TN

$541

Nashville, TN

$519

Difference

$22.24

less

🏠Rent Comparison

Studio

From$612

To$1,600

↑ $988

1 Bed

From$678

To$1,680

↑ $1,002

2 Bed

From$889

To$1,840

↑ $951

3 Bed

From$1,144

To$2,350

↑ $1,206

Cleveland, TNZIP-level data

1BR range: $930–$1,080/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,891

Monthly in Cleveland, TN

$7,952

Monthly in Nashville, TN

$1,061

Difference

Home Values

Cleveland

Nashville

$291K

Median Value

$489K

↑ +0.5%

YoY Change

↓ -2.1%

↑ +45.9%

5-Year Change

↑ +32.1%

$243K - $340K

Price Range

$320K - $1.16M

Homes in Nashville are 68% more expensive than Cleveland

Calculate payment - Cleveland Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Cleveland, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Cleveland, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.