Clifton Forge, VA vs Baldwyn, MS: Cost of Living

Which city costs less?

Baldwyn, MS has a modeled overall cost index 12.9% lower than Clifton Forge, VA.

Clifton Forge, VA · modeled 2BR rent
$1,030 / month
Baldwyn, MS · modeled 2BR rent
$990 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Clifton Forge, VA and Baldwyn, MS using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated savings: $828/month in Baldwyn, MS

$150,000 in your current city has a modeled equivalent of $140,063 in Baldwyn, MS

Regional cost estimates: Clifton Forge, VA uses Winston-Salem, NC. Baldwyn, MS uses Memphis, TN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 12.9%
Less expensive
Monthly Impact
$828
Savings
Annual Impact
$9.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Clifton Forge, VA

Population:3K
Cost Index:
82.3
100 = national average
Typical Home:$135K

Baldwyn, MS

Population:3K
Cost Index:
71.8
100 = national average
Typical Home:$145K

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Clifton Forge, VA

The Old Dominion State

3K
Population
State Tax
Yes

Located in Virginia, this city has a population of 3K residents.

Baldwyn, MS

The Magnolia State

3K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Clifton Forge, VA vs Baldwyn, MS

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 21.9%
Clifton Forge, VA
$2,098
Baldwyn, MS
$1,638
Difference
$460
less
Healthcare
↓ 16.8%
Clifton Forge, VA
$684
Baldwyn, MS
$569
Difference
$115
less
Transportation
↓ 6.8%
Clifton Forge, VA
$1,315
Baldwyn, MS
$1,226
Difference
$88.79
less
Groceries
↓ 7.0%
Clifton Forge, VA
$1,091
Baldwyn, MS
$1,015
Difference
$76.57
less
Other
↓ 4.1%
Clifton Forge, VA
$1,722
Baldwyn, MS
$1,652
Difference
$70.06
less
All Utilities
↓ 3.0%
Clifton Forge, VA
$590
Baldwyn, MS
$572
Difference
$17.95
less

🏠Rent Comparison

Studio
From$810
To$830
↑ $20.00
1 Bed
From$860
To$840
↓ $20.00
2 Bed
From$1,030
To$990
↓ $40.00
3 Bed
From$1,440
To$1,250
↓ $190
Clifton Forge, VAZIP-level data

1BR range: $860–$860/mo

Baldwyn, MSZIP-level data

1BR range: $840–$840/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Clifton Forge, VA
$6,672
Monthly in Baldwyn, MS
$828
Difference

Home Values

Clifton Forge
Baldwyn
$135K
Median Value
$145K
↓ -1.6%
YoY Change
↑ +1.4%
↑ +26.6%
5-Year Change
↑ +18.6%

Homes in Baldwyn are 7% more expensive than Clifton Forge

Calculate payment - Clifton ForgeCalculate payment - Baldwyn

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.0K
Per year
Monthly Difference
$84.79
More take-home
Effective Rate Diff
0.7%
Rate difference

Clifton Forge, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Baldwyn, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Additional Tax Information

Clifton Forge, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

Baldwyn, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Clifton Forge
Baldwyn
47 Good
Air Quality
55 Moderate
57.4%
Good Air Days
34.4%
92 Moderate
Climate Risk
99 High
🌊🌪💨
Top Hazards
🌊🌡🫨
▲+2.8°F
2050 Outlook
▲+2.8°F
30 days
Heat Days >95°F
54 days
▲+2.8°F
2050 Outlook
▲+2.8°F
30 days
Heat Days >95°F
54 days

Before moving from Clifton Forge, VA to Baldwyn, MS

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Baldwyn, MS for the same bedroom count and included utilities as your home in Clifton Forge, VA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Clifton Forge to Baldwyn moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Baldwyn, MS by cost, housing, population and region.

Frequently Asked Questions: Clifton Forge, VA vs Baldwyn, MS

How do the cost estimates for Clifton Forge, VA and Baldwyn, MS compare?

Baldwyn, MS has a modeled overall cost index 12.9% lower than Clifton Forge, VA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Clifton Forge, VA, the model estimates $140,063 in Baldwyn, MS. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Clifton Forge, VA and Baldwyn, MS?

The modeled two-bedroom rents are $1,030/month in Clifton Forge, VA and $990/month in Baldwyn, MS. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Virginia and Mississippi on TaxTakeHome.com

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