Is Austin, TX cheaper than Clovis, CA?

Based on cost of living data, Austin, TX is 2.3% more expensive than Clovis, CA. This translates to spending an extra $171 per month.

What salary do I need in Austin, TX to live like I do in Clovis, CA?

If you earn $150,000 in Clovis, CA, you'd need approximately $152,054.181 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Clovis, CA and Austin, TX?

Housing in Austin, TX is 26.1% more expensive than in Clovis, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,778/month in Clovis, CA.

How much can I save per month by moving from Clovis, CA to Austin, TX?

Living in Austin, TX costs approximately $171 more per month than Clovis, CA, or $2054 more per year, based on a $150,000 salary.

Clovis, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Clovis, CA — ZIP-level rent data · COL adjusted from Fresno, CA area

Current salary in Clovis, CA

Numbers update automatically as you type

You'd spend $171/month more in Austin, TX

$150.0K in your current city equals $152.1K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Fresno, CA area

Overall Cost

↑ 2.3%

More expensive

Monthly Impact

$171

Extra cost

Annual Impact

$2.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Clovis, CA

Population:126K

Cost Index:100

Median Home:$428K

Austin, TX

Population:979K

Cost Index:102

Median Home:$558K

Clovis, CA

The Golden State

126K

Population

State Tax

Yes

Located in California, this city has a population of 126K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Clovis, CA vs Austin, TX

Category	Clovis, CA	Austin, TX	Difference	Change
🏠Housing	$2,287/mo	$2,885/mo	↑ $597more	26.1%
🚗Transportation	$1,428/mo	$1,284/mo	↓ $144less	10.1%
🛒Groceries	$1,072/mo	$959/mo	↓ $112less	10.5%
🏥Healthcare	$494/mo	$589/mo	↑ $94.76more	19.2%
📦Other	$1,702/mo	$1,741/mo	↑ $39.01more	2.3%
⚡All Utilities	$522/mo	$541/mo	↑ $19.40more	3.7%

🏠Housing

↑ 26.1%

Clovis, CA

$2,287

Austin, TX

$2,885

Difference

$597

🚗Transportation

↓ 10.1%

Clovis, CA

$1,428

Austin, TX

$1,284

Difference

$144

less

🛒Groceries

↓ 10.5%

Clovis, CA

$1,072

Austin, TX

$959

Difference

$112

less

🏥Healthcare

↑ 19.2%

Clovis, CA

$494

Austin, TX

$589

Difference

$94.76

📦Other

↑ 2.3%

Clovis, CA

$1,702

Austin, TX

$1,741

Difference

$39.01

⚡All Utilities

↑ 3.7%

Clovis, CA

$522

Austin, TX

$541

Difference

$19.40

🏠Rent Comparison

Studio

From$1,436

To$1,585

↑ $149

1 Bed

From$1,449

To$1,685

↑ $236

2 Bed

From$1,778

To$1,995

↑ $217

3 Bed

From$2,473

To$2,525

↑ $52.00

Clovis, CAZIP-level data

1BR range: $1,480–$2,040/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,505

Monthly in Clovis, CA

$7,998

Monthly in Austin, TX

$493

Difference

Home Values

Clovis

Austin

$428K

Median Value

$558K

↓ -0.3%

YoY Change

↓ -5%

↑ +32%

5-Year Change

↑ +12.6%

$369K - $487K

Price Range

$272K - $1.26M

Homes in Austin are 30% more expensive than Clovis

Calculate payment - Clovis Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Clovis, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Clovis, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.