Is Phoenix, AZ cheaper than Clovis, CA?

Based on cost of living data, Phoenix, AZ is 2.5% more expensive than Clovis, CA. This translates to spending an extra $186 per month.

What salary do I need in Phoenix, AZ to live like I do in Clovis, CA?

If you earn $150,000 in Clovis, CA, you'd need approximately $152,232.927 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Clovis, CA and Phoenix, AZ?

Housing in Phoenix, AZ is 21.9% more expensive than in Clovis, CA. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,778/month in Clovis, CA.

How much can I save per month by moving from Clovis, CA to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $186 more per month than Clovis, CA, or $2233 more per year, based on a $150,000 salary.

Clovis, CA vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Clovis, CA — ZIP-level rent data · COL adjusted from Fresno, CA area

Current salary in Clovis, CA

Numbers update automatically as you type

You'd spend $186/month more in Phoenix, AZ

$150.0K in your current city equals $152.2K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Fresno, CA area

Overall Cost

↑ 2.5%

More expensive

Monthly Impact

$186

Extra cost

Annual Impact

$2.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Clovis, CA

Population:126K

Cost Index:100

Median Home:$428K

Phoenix, AZ

Population:1608K

Cost Index:102

Median Home:$414K

Clovis, CA

The Golden State

126K

Population

State Tax

Yes

Located in California, this city has a population of 126K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Clovis, CA vs Phoenix, AZ

Category	Clovis, CA	Phoenix, AZ	Difference	Change
🏠Housing	$2,287/mo	$2,788/mo	↑ $501more	21.9%
🛒Groceries	$1,072/mo	$963/mo	↓ $108less	10.1%
🏥Healthcare	$494/mo	$589/mo	↑ $94.76more	19.2%
🚗Transportation	$1,428/mo	$1,489/mo	↑ $60.45more	4.2%
⚡All Utilities	$522/mo	$561/mo	↑ $39.62more	7.6%
📦Other	$1,702/mo	$1,677/mo	↓ $24.61less	1.4%

🏠Housing

↑ 21.9%

Clovis, CA

$2,287

Phoenix, AZ

$2,788

Difference

$501

🛒Groceries

↓ 10.1%

Clovis, CA

$1,072

Phoenix, AZ

$963

Difference

$108

less

🏥Healthcare

↑ 19.2%

Clovis, CA

$494

Phoenix, AZ

$589

Difference

$94.76

🚗Transportation

↑ 4.2%

Clovis, CA

$1,428

Phoenix, AZ

$1,489

Difference

$60.45

⚡All Utilities

↑ 7.6%

Clovis, CA

$522

Phoenix, AZ

$561

Difference

$39.62

📦Other

↓ 1.4%

Clovis, CA

$1,702

Phoenix, AZ

$1,677

Difference

$24.61

less

🏠Rent Comparison

Studio

From$1,436

To$1,390

↓ $46.00

1 Bed

From$1,449

To$1,510

↑ $61.00

2 Bed

From$1,778

To$1,750

↓ $28.00

3 Bed

From$2,473

To$2,330

↓ $143

Clovis, CAZIP-level data

1BR range: $1,480–$2,040/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,505

Monthly in Clovis, CA

$8,068

Monthly in Phoenix, AZ

$563

Difference

Home Values

Clovis

Phoenix

$428K

Median Value

$414K

↓ -0.3%

YoY Change

↓ -3.1%

↑ +32%

5-Year Change

↑ +30.2%

$369K - $487K

Price Range

$274K - $957K

Homes in Phoenix are 3% less expensive than Clovis

Calculate payment - Clovis Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.4K

Per year

Monthly Difference

$449

More take-home

Effective Rate Diff

3.6%

Rate difference

Clovis, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Clovis, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.