Is St. Louis, MO cheaper than Clovis, CA?

Based on cost of living data, St. Louis, MO is 13.6% cheaper than Clovis, CA. This translates to saving $1020 per month.

What salary do I need in St. Louis, MO to live like I do in Clovis, CA?

If you earn $150,000 in Clovis, CA, you'd need approximately $137,754.502 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Clovis, CA and St. Louis, MO?

Housing in St. Louis, MO is 18.2% cheaper than in Clovis, CA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,778/month in Clovis, CA.

How much can I save per month by moving from Clovis, CA to St. Louis, MO?

Moving from Clovis, CA to St. Louis, MO could save you approximately $1020 per month, or $12245 per year, based on a $150,000 salary.

Clovis, CA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Clovis, CA — ZIP-level rent data · COL adjusted from Fresno, CA area

Current salary in Clovis, CA

Numbers update automatically as you type

You'd save $1.0K/month moving to St. Louis, MO

$150.0K in your current city equals $137.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Fresno, CA area

Overall Cost

↓ 13.6%

Less expensive

Monthly Impact

$1,020

Savings

Annual Impact

$12.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Clovis, CA

Population:126K

Cost Index:100

Median Home:$428K

St. Louis, MO

Population:302K

Cost Index:86

Median Home:$145K

Clovis, CA

The Golden State

126K

Population

State Tax

Yes

Located in California, this city has a population of 126K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Clovis, CA vs St. Louis, MO

Category	Clovis, CA	St. Louis, MO	Difference	Change
🏠Housing	$2,287/mo	$1,871/mo	↓ $416less	18.2%
🚗Transportation	$1,428/mo	$1,216/mo	↓ $213less	14.9%
🛒Groceries	$1,072/mo	$949/mo	↓ $122less	11.4%
📦Other	$1,702/mo	$1,607/mo	↓ $94.91less	5.6%
🏥Healthcare	$494/mo	$527/mo	↑ $32.81more	6.6%
⚡All Utilities	$522/mo	$535/mo	↑ $13.94more	2.7%

🏠Housing

↓ 18.2%

Clovis, CA

$2,287

St. Louis, MO

$1,871

Difference

$416

less

🚗Transportation

↓ 14.9%

Clovis, CA

$1,428

St. Louis, MO

$1,216

Difference

$213

less

🛒Groceries

↓ 11.4%

Clovis, CA

$1,072

St. Louis, MO

$949

Difference

$122

less

📦Other

↓ 5.6%

Clovis, CA

$1,702

St. Louis, MO

$1,607

Difference

$94.91

less

🏥Healthcare

↑ 6.6%

Clovis, CA

$494

St. Louis, MO

$527

Difference

$32.81

⚡All Utilities

↑ 2.7%

Clovis, CA

$522

St. Louis, MO

$535

Difference

$13.94

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Clovis, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,436

To$910

↓ $526

1 Bed

From$1,449

To$950

↓ $499

2 Bed

From$1,778

To$1,160

↓ $618

3 Bed

From$2,473

To$1,490

↓ $983

Clovis, CAZIP-level data

1BR range: $1,480–$2,040/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,505

Monthly in Clovis, CA

$6,705

Monthly in St. Louis, MO

$800

Difference

Home Values

Clovis

St. Louis

$428K

Median Value

$145K

↓ -0.3%

YoY Change

↓ -0.8%

↑ +32%

5-Year Change

↑ +10.9%

$369K - $487K

Price Range

$38K - $302K

Homes in St. Louis are 66% less expensive than Clovis

Calculate payment - Clovis Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Clovis, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Clovis, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.