Coal Valley, IL vs Wonder Lake, IL: Cost of Living

Which city costs less?

Wonder Lake, IL has a modeled overall cost index 0.2% lower than Coal Valley, IL.

Coal Valley, IL · modeled 2BR rent: $1,710 / month
Wonder Lake, IL · modeled 2BR rent: $1,640 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Coal Valley, IL and Wonder Lake, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Coal Valley, IL

Numbers update automatically as you type

Estimated savings: $29.71/month in Wonder Lake, IL

$150,000 in your current city has a modeled equivalent of $149,643 in Wonder Lake, IL

Regional cost estimates: Coal Valley, IL uses Madison, WI. Wonder Lake, IL uses Milwaukee, WI. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 0.2%

Less expensive

Monthly Impact

$29.71

Savings

Annual Impact

$357

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Coal Valley, IL

Population:4K

Cost Index:

82.8

100 = national average

Typical Home:$261K

Wonder Lake, IL

Population:5K

Cost Index:

82.7

100 = national average

Typical Home:$278K

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Coal Valley, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 4K residents.

Wonder Lake, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Coal Valley, IL vs Wonder Lake, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Coal Valley, IL	Wonder Lake, IL	Difference	Change
Housing	$2,285/mo	$1,837/mo	↓ $448less	19.6%
Transportation	$1,297/mo	$1,493/mo	↑ $197more	15.2%
Groceries	$995/mo	$1,068/mo	↑ $72.86more	7.3%
Other	$1,651/mo	$1,706/mo	↑ $55.08more	3.3%
Healthcare	$746/mo	$800/mo	↑ $54.59more	7.3%
All Utilities	$527/mo	$566/mo	↑ $38.60more	7.3%

Housing

↓ 19.6%

Coal Valley, IL

$2,285

Wonder Lake, IL

$1,837

Difference

$448

less

Transportation

↑ 15.2%

Coal Valley, IL

$1,297

Wonder Lake, IL

$1,493

Difference

$197

Groceries

↑ 7.3%

Coal Valley, IL

$995

Wonder Lake, IL

$1,068

Difference

$72.86

Other

↑ 3.3%

Coal Valley, IL

$1,651

Wonder Lake, IL

$1,706

Difference

$55.08

Healthcare

↑ 7.3%

Coal Valley, IL

$746

Wonder Lake, IL

$800

Difference

$54.59

All Utilities

↑ 7.3%

Coal Valley, IL

$527

Wonder Lake, IL

$566

Difference

$38.60

🏠Rent Comparison

Studio

From$1,220

To$1,360

↑ $140

1 Bed

From$1,390

To$1,460

↑ $70.00

2 Bed

From$1,710

To$1,640

↓ $70.00

3 Bed

From$2,240

To$2,110

↓ $130

Coal Valley, ILZIP-level data

1BR range: $1,390–$1,390/mo

Wonder Lake, ILZIP-level data

1BR range: $1,460–$1,460/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Coal Valley, IL

$7,470

Monthly in Wonder Lake, IL

$29.71

Difference

Home Values

Coal Valley

Wonder Lake

$261K

Median Value

$278K

↑ +4.5%

YoY Change

↑ +4.3%

↑ +29.9%

5-Year Change

↑ +42.4%

Homes in Wonder Lake are 7% more expensive than Coal Valley

Calculate payment - Coal Valley Calculate payment - Wonder Lake

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Coal Valley, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Wonder Lake, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Coal Valley, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Wonder Lake, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Coal Valley

Wonder Lake

42 Good

Air Quality

43 Good

72.1%

Good Air Days

68.6%

94 Moderate

Climate Risk

98 High

🌊🌪💨

Top Hazards

🌊🌡🌪

▲+3.4°F

2050 Outlook

▲+3.3°F

10 days

Heat Days >95°F

13 days

▲+3.4°F

2050 Outlook

▲+3.3°F

10 days

Heat Days >95°F

13 days

Before moving from Coal Valley, IL to Wonder Lake, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Wonder Lake, IL for the same bedroom count and included utilities as your home in Coal Valley, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Coal Valley to Wonder Lake moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Wonder Lake, IL by cost, housing, population and region.

Frequently Asked Questions: Coal Valley, IL vs Wonder Lake, IL

How do the cost estimates for Coal Valley, IL and Wonder Lake, IL compare?

Wonder Lake, IL has a modeled overall cost index 0.2% lower than Coal Valley, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Coal Valley, IL, the model estimates $149,643 in Wonder Lake, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Coal Valley, IL and Wonder Lake, IL?

The modeled two-bedroom rents are $1,710/month in Coal Valley, IL and $1,640/month in Wonder Lake, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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