Coburg, OR vs Sumas, WA: Cost of Living

Which city costs less?

Sumas, WA has a modeled overall cost index 14.6% higher than Coburg, OR.

Coburg, OR · modeled 2BR rent: $1,820 / month
Sumas, WA · modeled 2BR rent: $1,540 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Coburg, OR and Sumas, WA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Coburg, OR

Numbers update automatically as you type

Estimated extra cost: $971/month in Sumas, WA

$150,000 in your current city has a modeled equivalent of $161,657 in Sumas, WA

Regional cost estimates: Coburg, OR uses Portland, OR. Sumas, WA uses Seattle, WA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 14.6%

More expensive

Monthly Impact

$971

Extra cost

Annual Impact

$11.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Coburg, OR

Population:1K

Cost Index:

87.7

100 = national average

Typical Home:$503K

Sumas, WA

Population:2K

Cost Index:

100.5

100 = national average

Typical Home:$440K

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Coburg, OR

The Beaver State

Population

State Tax

Yes

Located in Oregon, this city has a population of 1K residents.

Sumas, WA

The Evergreen State

Population

State Tax

No Income Tax

Located in Washington, this city has a population of 2K residents.

💡 Advantage: Washington has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Coburg, OR vs Sumas, WA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Coburg, OR	Sumas, WA	Difference	Change
Housing	$3,004/mo	$4,171/mo	↑ $1,167more	38.8%
Other	$1,366/mo	$1,215/mo	↓ $152less	11.1%
Healthcare	$573/mo	$663/mo	↑ $89.98more	15.7%
Groceries	$924/mo	$868/mo	↓ $55.85less	6.0%
Transportation	$1,221/mo	$1,168/mo	↓ $53.86less	4.4%
All Utilities	$411/mo	$387/mo	↓ $24.01less	5.8%

Housing

↑ 38.8%

Coburg, OR

$3,004

Sumas, WA

$4,171

Difference

$1,167

Other

↓ 11.1%

Coburg, OR

$1,366

Sumas, WA

$1,215

Difference

$152

less

Healthcare

↑ 15.7%

Coburg, OR

$573

Sumas, WA

$663

Difference

$89.98

Groceries

↓ 6.0%

Coburg, OR

$924

Sumas, WA

$868

Difference

$55.85

less

Transportation

↓ 4.4%

Coburg, OR

$1,221

Sumas, WA

$1,168

Difference

$53.86

less

All Utilities

↓ 5.8%

Coburg, OR

$411

Sumas, WA

$387

Difference

$24.01

less

🏠Rent Comparison

Studio

From$1,320

To$1,260

↓ $60.00

1 Bed

From$1,390

To$1,280

↓ $110

2 Bed

From$1,820

To$1,540

↓ $280

3 Bed

From$2,530

To$2,140

↓ $390

Coburg, ORZIP-level data

1BR range: $1,390–$1,390/mo

Sumas, WAZIP-level data

1BR range: $1,280–$1,280/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Coburg, OR

$8,471

Monthly in Sumas, WA

$971

Difference

Home Values

Coburg

Sumas

$503K

Median Value

$440K

↓ -0.1%

YoY Change

↑ +2.8%

↑ +26.9%

5-Year Change

↑ +23.8%

Homes in Sumas are 13% less expensive than Coburg

Calculate payment - Coburg Calculate payment - Sumas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Coburg, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Sumas, WA

Federal Income Tax

Effective: 18.9%

$25.5K

Washington State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Coburg, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Sumas, WA Tax Rates

Sales Tax:9.2%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Coburg

Sumas

35 Good

Air Quality

41 Good

85%

Good Air Days

69.7%

98 High

Climate Risk

100 Very High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+2.5°F

2050 Outlook

▲+2.6°F

9 days

Heat Days >95°F

2 days

▲+2.5°F

2050 Outlook

▲+2.6°F

9 days

Heat Days >95°F

2 days

Before moving from Coburg, OR to Sumas, WA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Sumas, WA for the same bedroom count and included utilities as your home in Coburg, OR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Coburg to Sumas moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Sumas, WA by cost, housing, population and region.

Frequently Asked Questions: Coburg, OR vs Sumas, WA

How do the cost estimates for Coburg, OR and Sumas, WA compare?

Sumas, WA has a modeled overall cost index 14.6% higher than Coburg, OR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Coburg, OR, the model estimates $161,657 in Sumas, WA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Coburg, OR and Sumas, WA?

The modeled two-bedroom rents are $1,820/month in Coburg, OR and $1,540/month in Sumas, WA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oregon and Washington on TaxTakeHome.com