Is Phoenix, AZ cheaper than Coeur d'Alene, ID?

Based on cost of living data, Phoenix, AZ is 11.7% more expensive than Coeur d'Alene, ID. This translates to spending an extra $880 per month.

What salary do I need in Phoenix, AZ to live like I do in Coeur d'Alene, ID?

If you earn $150,000 in Coeur d'Alene, ID, you'd need approximately $160,555.975 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Coeur d'Alene, ID and Phoenix, AZ?

Housing in Phoenix, AZ is 37.8% more expensive than in Coeur d'Alene, ID. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $992/month in Coeur d'Alene, ID.

How much can I save per month by moving from Coeur d'Alene, ID to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $880 more per month than Coeur d'Alene, ID, or $10556 more per year, based on a $150,000 salary.

Coeur d'Alene, ID vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Coeur d'Alene, ID — COL adjusted from Spokane, WA area + state data

Current salary in Coeur d'Alene, ID

Numbers update automatically as you type

You'd spend $880/month more in Phoenix, AZ

$150.0K in your current city equals $160.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 11.7%

More expensive

Monthly Impact

$880

Extra cost

Annual Impact

$10.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Coeur d'Alene, ID

Population:57K

Cost Index:100

Median Home:$385K

Phoenix, AZ

Population:1608K

Cost Index:112

Median Home:$414K

Coeur d'Alene, ID

The Gem State

57K

Population

State Tax

Yes

Located in Idaho, this city has a population of 57K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Coeur d'Alene, ID vs Phoenix, AZ

Category	Coeur d'Alene, ID	Phoenix, AZ	Difference	Change
🏠Housing	$2,024/mo	$2,788/mo	↑ $765more	37.8%
🚗Transportation	$1,846/mo	$1,489/mo	↓ $357less	19.3%
🏥Healthcare	$813/mo	$589/mo	↓ $224less	27.6%
📦Other	$1,497/mo	$1,677/mo	↑ $180more	12.0%
🛒Groceries	$1,064/mo	$963/mo	↓ $101less	9.5%
⚡All Utilities	$474/mo	$561/mo	↑ $87.04more	18.4%

🏠Housing

↑ 37.8%

Coeur d'Alene, ID

$2,024

Phoenix, AZ

$2,788

Difference

$765

🚗Transportation

↓ 19.3%

Coeur d'Alene, ID

$1,846

Phoenix, AZ

$1,489

Difference

$357

less

🏥Healthcare

↓ 27.6%

Coeur d'Alene, ID

$813

Phoenix, AZ

$589

Difference

$224

less

📦Other

↑ 12.0%

Coeur d'Alene, ID

$1,497

Phoenix, AZ

$1,677

Difference

$180

🛒Groceries

↓ 9.5%

Coeur d'Alene, ID

$1,064

Phoenix, AZ

$963

Difference

$101

less

⚡All Utilities

↑ 18.4%

Coeur d'Alene, ID

$474

Phoenix, AZ

$561

Difference

$87.04

🏠Rent Comparison

Studio

From$661

To$1,390

↑ $729

1 Bed

From$785

To$1,510

↑ $725

2 Bed

From$992

To$1,750

↑ $758

3 Bed

From$1,405

To$2,330

↑ $925

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,718

Monthly in Coeur d'Alene, ID

$8,068

Monthly in Phoenix, AZ

$350

Difference

Home Values

Coeur d'Alene

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $11.0K

Per year

Monthly Difference

$917

More take-home

Effective Rate Diff

7.3%

Rate difference

Coeur d'Alene, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Coeur d'Alene, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.