Coldwater, OH vs Munroe Falls, OH: Cost of Living

Which city costs less?

Munroe Falls, OH has a modeled overall cost index 3.5% lower than Coldwater, OH.

Coldwater, OH · modeled 2BR rent
$970 / month
Munroe Falls, OH · modeled 2BR rent
$1,020 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Coldwater, OH and Munroe Falls, OH using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $78.92/month in Munroe Falls, OH

$150,000 in your current city has a modeled equivalent of $149,053 in Munroe Falls, OH

Regional cost estimates: Coldwater, OH uses Fort Wayne, IN. Munroe Falls, OH uses Cleveland, OH. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 3.5%
Less expensive
Monthly Impact
$78.92
Savings
Annual Impact
$947
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Coldwater, OH

Population:5K
Cost Index:
77.2
100 = national average
Typical Home:$274K

Munroe Falls, OH

Population:5K
Cost Index:
74.5
100 = national average
Typical Home:$264K

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Coldwater, OH

The Buckeye State

5K
Population
State Tax
Yes

Located in Ohio, this city has a population of 5K residents.

Munroe Falls, OH

The Buckeye State

5K
Population
State Tax
Yes

Located in Ohio, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Coldwater, OH vs Munroe Falls, OH

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 10.7%
Coldwater, OH
$1,920
Munroe Falls, OH
$1,715
Difference
$205
less
Transportation
↑ 12.3%
Coldwater, OH
$1,394
Munroe Falls, OH
$1,565
Difference
$171
more
Healthcare
↓ 10.6%
Coldwater, OH
$708
Munroe Falls, OH
$633
Difference
$75.28
less
All Utilities
↓ 8.7%
Coldwater, OH
$612
Munroe Falls, OH
$558
Difference
$53.10
less
Groceries
↑ 4.2%
Coldwater, OH
$1,118
Munroe Falls, OH
$1,165
Difference
$47.07
more
Other
↑ 2.1%
Coldwater, OH
$1,748
Munroe Falls, OH
$1,784
Difference
$36.33
more

🏠Rent Comparison

Studio
From$740
To$730
↓ $10.00
1 Bed
From$780
To$790
↑ $10.00
2 Bed
From$970
To$1,020
↑ $50.00
3 Bed
From$1,270
To$1,240
↓ $30.00
Coldwater, OHZIP-level data

1BR range: $780–$780/mo

Munroe Falls, OHZIP-level data

1BR range: $790–$790/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Coldwater, OH
$7,421
Monthly in Munroe Falls, OH
$78.92
Difference

Home Values

Coldwater
Munroe Falls
$274K
Median Value
$264K
↑ +7.3%
YoY Change
↑ +3.9%
↑ +39.4%
5-Year Change
↑ +37.6%

Homes in Munroe Falls are 4% less expensive than Coldwater

Calculate payment - ColdwaterCalculate payment - Munroe Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Coldwater, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Munroe Falls, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Additional Tax Information

Coldwater, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Munroe Falls, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Coldwater
Munroe Falls
45 Good
Air Quality
54 Moderate
62.6%
Good Air Days
37.2%
91 Moderate
Climate Risk
98 High
🌊🌪💨
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.3°F
17 days
Heat Days >95°F
11 days
▲+3.1°F
2050 Outlook
▲+3.3°F
17 days
Heat Days >95°F
11 days

Before moving from Coldwater, OH to Munroe Falls, OH

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Munroe Falls, OH for the same bedroom count and included utilities as your home in Coldwater, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Coldwater to Munroe Falls moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Munroe Falls, OH by cost, housing, population and region.

Frequently Asked Questions: Coldwater, OH vs Munroe Falls, OH

How do the cost estimates for Coldwater, OH and Munroe Falls, OH compare?

Munroe Falls, OH has a modeled overall cost index 3.5% lower than Coldwater, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Coldwater, OH, the model estimates $149,053 in Munroe Falls, OH. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Coldwater, OH and Munroe Falls, OH?

The modeled two-bedroom rents are $970/month in Coldwater, OH and $1,020/month in Munroe Falls, OH. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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