Is Austin, TX cheaper than College Park, MD?

Based on cost of living data, Austin, TX is 27.5% cheaper than College Park, MD. This translates to saving $2063 per month.

What salary do I need in Austin, TX to live like I do in College Park, MD?

If you earn $150,000 in College Park, MD, you'd need approximately $125,242.973 in Austin, TX to maintain the same standard of living.

How does housing cost compare between College Park, MD and Austin, TX?

Housing in Austin, TX is 44.8% cheaper than in College Park, MD. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $1,907/month in College Park, MD.

How much can I save per month by moving from College Park, MD to Austin, TX?

Moving from College Park, MD to Austin, TX could save you approximately $2063 per month, or $24757 per year, based on a $150,000 salary.

College Park, MD vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 College Park, MD — ZIP-level rent data · COL adjusted from Washington, DC area

Current salary in College Park, MD

Numbers update automatically as you type

You'd save $2.1K/month moving to Austin, TX

$150.0K in your current city equals $125.2K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Baltimore-Columbia-Towson, MD area

Overall Cost

↓ 27.5%

Less expensive

Monthly Impact

$2,063

Savings

Annual Impact

$24.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

College Park, MD

Population:34K

Cost Index:100

Median Home:$432K

Austin, TX

Population:979K

Cost Index:72

Median Home:$558K

College Park, MD

The Old Line State

34K

Population

State Tax

Yes

Located in Maryland, this city has a population of 34K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: College Park, MD vs Austin, TX

Category	College Park, MD	Austin, TX	Difference	Change
🏠Housing	$5,225/mo	$2,885/mo	↓ $2,341less	44.8%
🚗Transportation	$1,762/mo	$1,284/mo	↓ $478less	27.1%
🛒Groceries	$1,043/mo	$959/mo	↓ $84.12less	8.1%
⚡All Utilities	$491/mo	$541/mo	↑ $49.64more	10.1%
📦Other	$1,706/mo	$1,741/mo	↑ $35.33more	2.1%
🏥Healthcare	$611/mo	$589/mo	↓ $22.41less	3.7%

🏠Housing

↓ 44.8%

College Park, MD

$5,225

Austin, TX

$2,885

Difference

$2,341

less

🚗Transportation

↓ 27.1%

College Park, MD

$1,762

Austin, TX

$1,284

Difference

$478

less

🛒Groceries

↓ 8.1%

College Park, MD

$1,043

Austin, TX

$959

Difference

$84.12

less

⚡All Utilities

↑ 10.1%

College Park, MD

$491

Austin, TX

$541

Difference

$49.64

📦Other

↑ 2.1%

College Park, MD

$1,706

Austin, TX

$1,741

Difference

$35.33

🏥Healthcare

↓ 3.7%

College Park, MD

$611

Austin, TX

$589

Difference

$22.41

less

🏠Rent Comparison

Studio

From$1,661

To$1,585

↓ $76.00

1 Bed

From$1,708

To$1,685

↓ $23.00

2 Bed

From$1,907

To$1,995

↑ $88.00

3 Bed

From$2,407

To$2,525

↑ $118

College Park, MDZIP-level data

1BR range: $2,150–$2,150/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,839

Monthly in College Park, MD

$7,998

Monthly in Austin, TX

$2,840

Difference

Home Values

College Park

Austin

$432K

Median Value

$558K

↓ -0.4%

YoY Change

↓ -5%

↑ +17.5%

5-Year Change

↑ +12.6%

$432K

Price Range

$272K - $1.26M

Homes in Austin are 29% more expensive than College Park

Calculate payment - College Park Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.3K

Per year

Monthly Difference

$605

More take-home

Effective Rate Diff

4.8%

Rate difference

College Park, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

College Park, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.