Is Phoenix, AZ cheaper than College Park, MD?

Based on cost of living data, Phoenix, AZ is 27.4% cheaper than College Park, MD. This translates to saving $2053 per month.

What salary do I need in Phoenix, AZ to live like I do in College Park, MD?

If you earn $150,000 in College Park, MD, you'd need approximately $125,369.658 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between College Park, MD and Phoenix, AZ?

Housing in Phoenix, AZ is 46.6% cheaper than in College Park, MD. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,907/month in College Park, MD.

How much can I save per month by moving from College Park, MD to Phoenix, AZ?

Moving from College Park, MD to Phoenix, AZ could save you approximately $2053 per month, or $24630 per year, based on a $150,000 salary.

College Park, MD vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 College Park, MD — ZIP-level rent data · COL adjusted from Washington, DC area

Current salary in College Park, MD

Numbers update automatically as you type

You'd save $2.1K/month moving to Phoenix, AZ

$150.0K in your current city equals $125.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Baltimore-Columbia-Towson, MD area

Overall Cost

↓ 27.4%

Less expensive

Monthly Impact

$2,053

Savings

Annual Impact

$24.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

College Park, MD

Population:34K

Cost Index:100

Median Home:$432K

Phoenix, AZ

Population:1608K

Cost Index:73

Median Home:$414K

College Park, MD

The Old Line State

34K

Population

State Tax

Yes

Located in Maryland, this city has a population of 34K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: College Park, MD vs Phoenix, AZ

Category	College Park, MD	Phoenix, AZ	Difference	Change
🏠Housing	$5,225/mo	$2,788/mo	↓ $2,437less	46.6%
🚗Transportation	$1,762/mo	$1,489/mo	↓ $273less	15.5%
🛒Groceries	$1,043/mo	$963/mo	↓ $80.12less	7.7%
⚡All Utilities	$491/mo	$561/mo	↑ $69.86more	14.2%
📦Other	$1,706/mo	$1,677/mo	↓ $28.28less	1.7%
🏥Healthcare	$611/mo	$589/mo	↓ $22.41less	3.7%

🏠Housing

↓ 46.6%

College Park, MD

$5,225

Phoenix, AZ

$2,788

Difference

$2,437

less

🚗Transportation

↓ 15.5%

College Park, MD

$1,762

Phoenix, AZ

$1,489

Difference

$273

less

🛒Groceries

↓ 7.7%

College Park, MD

$1,043

Phoenix, AZ

$963

Difference

$80.12

less

⚡All Utilities

↑ 14.2%

College Park, MD

$491

Phoenix, AZ

$561

Difference

$69.86

📦Other

↓ 1.7%

College Park, MD

$1,706

Phoenix, AZ

$1,677

Difference

$28.28

less

🏥Healthcare

↓ 3.7%

College Park, MD

$611

Phoenix, AZ

$589

Difference

$22.41

less

🏠Rent Comparison

Studio

From$1,661

To$1,390

↓ $271

1 Bed

From$1,708

To$1,510

↓ $198

2 Bed

From$1,907

To$1,750

↓ $157

3 Bed

From$2,407

To$2,330

↓ $77.00

College Park, MDZIP-level data

1BR range: $2,150–$2,150/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,839

Monthly in College Park, MD

$8,068

Monthly in Phoenix, AZ

$2,771

Difference

Home Values

College Park

Phoenix

$432K

Median Value

$414K

↓ -0.4%

YoY Change

↓ -3.1%

↑ +17.5%

5-Year Change

↑ +30.2%

$432K

Price Range

$274K - $957K

Homes in Phoenix are 4% less expensive than College Park

Calculate payment - College Park Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.0K

Per year

Monthly Difference

$169

More take-home

Effective Rate Diff

1.4%

Rate difference

College Park, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

College Park, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.