Collingswood, NJ vs Roselle Park, NJ: Cost of Living

Which city costs less?

Roselle Park, NJ has a modeled overall cost index 10.9% higher than Collingswood, NJ.

Collingswood, NJ · modeled 2BR rent: $2,050 / month
Roselle Park, NJ · modeled 2BR rent: $2,050 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Collingswood, NJ and Roselle Park, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Collingswood, NJ

Numbers update automatically as you type

Estimated extra cost: $698/month in Roselle Park, NJ

$150,000 in your current city has a modeled equivalent of $158,373 in Roselle Park, NJ

Regional cost estimates: Collingswood, NJ uses Philadelphia, PA. Roselle Park, NJ uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 10.9%

More expensive

Monthly Impact

$698

Extra cost

Annual Impact

$8.4K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Collingswood, NJ

Population:14K

Cost Index:

90.8

100 = national average

Typical Home:$475K

Roselle Park, NJ

Population:14K

Cost Index:

100.7

100 = national average

Typical Home:$532K

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Collingswood, NJ

The Garden State

14K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 14K residents.

Roselle Park, NJ

The Garden State

14K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 14K residents.

Cost Breakdown by Category

Estimated monthly spending: Collingswood, NJ vs Roselle Park, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Collingswood, NJ	Roselle Park, NJ	Difference	Change
Other	$1,723/mo	$2,043/mo	↑ $320more	18.6%
Transportation	$1,380/mo	$1,612/mo	↑ $233more	16.9%
Healthcare	$622/mo	$718/mo	↑ $96.13more	15.4%
Housing	$2,021/mo	$2,053/mo	↑ $31.39more	1.6%
Groceries	$1,132/mo	$1,148/mo	↑ $16.57more	1.5%
All Utilities	$622/mo	$622/mo	↑ $0.55more	0.1%

Other

↑ 18.6%

Collingswood, NJ

$1,723

Roselle Park, NJ

$2,043

Difference

$320

Transportation

↑ 16.9%

Collingswood, NJ

$1,380

Roselle Park, NJ

$1,612

Difference

$233

Healthcare

↑ 15.4%

Collingswood, NJ

$622

Roselle Park, NJ

$718

Difference

$96.13

Housing

↑ 1.6%

Collingswood, NJ

$2,021

Roselle Park, NJ

$2,053

Difference

$31.39

Groceries

↑ 1.5%

Collingswood, NJ

$1,132

Roselle Park, NJ

$1,148

Difference

$16.57

All Utilities

↑ 0.1%

Collingswood, NJ

$622

Roselle Park, NJ

$622

Difference

$0.55

🏠Rent Comparison

Studio

From$1,580

To$1,500

↓ $80.00

1 Bed

From$1,720

To$1,690

↓ $30.00

2 Bed

From$2,050

To$2,050

→ $0

3 Bed

From$2,460

To$2,570

↑ $110

Collingswood, NJZIP-level data

1BR range: $1,720–$1,720/mo

Roselle Park, NJZIP-level data

1BR range: $1,690–$1,690/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Collingswood, NJ

$8,198

Monthly in Roselle Park, NJ

$698

Difference

Home Values

Collingswood

Roselle Park

$475K

Median Value

$532K

↑ +8.7%

YoY Change

↑ +0.7%

↑ +59.9%

5-Year Change

↑ +41%

Homes in Roselle Park are 12% more expensive than Collingswood

Calculate payment - Collingswood Calculate payment - Roselle Park

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Collingswood, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Roselle Park, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

Collingswood, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Roselle Park, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Collingswood

Roselle Park

52 Moderate

Air Quality

N/A

47.3%

Good Air Days

100 Very High

Climate Risk

98 High

🌊🌅🌀

Top Hazards

🌊🌡🌪

▲+2.9°F

2050 Outlook

▲+2.9°F

22 days

Heat Days >95°F

15 days

▲+2.9°F

2050 Outlook

▲+2.9°F

22 days

Heat Days >95°F

15 days

Before moving from Collingswood, NJ to Roselle Park, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Roselle Park, NJ for the same bedroom count and included utilities as your home in Collingswood, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Collingswood to Roselle Park moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Roselle Park, NJ by cost, housing, population and region.

Frequently Asked Questions: Collingswood, NJ vs Roselle Park, NJ

How do the cost estimates for Collingswood, NJ and Roselle Park, NJ compare?

Roselle Park, NJ has a modeled overall cost index 10.9% higher than Collingswood, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Collingswood, NJ, the model estimates $158,373 in Roselle Park, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Collingswood, NJ and Roselle Park, NJ?

The modeled two-bedroom rents are $2,050/month in Collingswood, NJ and $2,050/month in Roselle Park, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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