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Cost of Living Comparison 2026

Whether you're chasing world-class universities or escaping Colorado Springs's price tag, the Colorado Springs to Boston comparison reveals some surprising differences. Both cities have strong job markets, but your dollar stretches differently in each.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $3.3K/month more in Boston, MA

$150.0K in your current city equals $190.2K in Boston, MA

Rent data from HUD ZIP-level estimates · COL index from Colorado Springs, CO area
Overall Cost
44.7%
More expensive
Monthly Impact
$3,350
Extra cost
Annual Impact
$40.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Colorado Springs, CO

Population:479K
Cost Index:
100
100 = national average
Median Home:$415K

Boston, MA

Population:685K
Cost Index:
145
(45% above avg)
Median Home:$961K

Colorado Springs, CO

The Centennial State

479K
Population
State Tax
Yes

Located in Colorado, this city has a population of 479K residents.

Boston, MA

The Bay State

685K
Population
State Tax
Yes
Climate
Continental

Notable Facts

  • Major education center
  • Biotech capital
  • Historic American city

Major Industries

EducationHealthcareTechnologyFinance

Cost Breakdown by Category

Annual spending: Colorado Springs, CO vs Boston, MA

Housing
84.5%
Colorado Springs, CO
$2,859
Boston, MA
$5,275
Difference
$2,417
more
Transportation
44.1%
Colorado Springs, CO
$1,270
Boston, MA
$1,830
Difference
$560
more
All Utilities
57.8%
Colorado Springs, CO
$454
Boston, MA
$716
Difference
$262
more
Healthcare
18.8%
Colorado Springs, CO
$626
Boston, MA
$743
Difference
$118
more
Groceries
8.0%
Colorado Springs, CO
$999
Boston, MA
$1,079
Difference
$79.94
more
Other
1.9%
Colorado Springs, CO
$1,791
Boston, MA
$1,825
Difference
$33.48
more

🏠Rent Comparison

Studio
From$1,240
To$3,095
$1,855
1 Bed
From$1,520
To$3,255
$1,735
2 Bed
From$1,800
To$3,865
$2,065
3 Bed
From$2,505
To$4,630
$2,125
Colorado Springs, COZIP-level data

1BR range: $1,210$2,050/mo

Boston, MAZIP-level data

1BR range: $2,560$3,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,999
Monthly in Colorado Springs, CO
$11,469
Monthly in Boston, MA
$3,470
Difference

Home Values

Colorado Springs
Boston
$415K
Median Value
$961K
↓ -2.2%
YoY Change
↓ -0.7%
↑ +22.4%
5-Year Change
↑ +7%
$314K - $709K
Price Range
$709K - $3.40M

Homes in Boston are 131% more expensive than Colorado Springs

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$900
More taxes
Monthly Difference
$75.00
Less take-home
Effective Rate Diff
0.6%
Rate difference

Colorado Springs, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Boston, MA

Federal Income Tax
Effective: 18.9%
$25.5K
Massachusetts State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Additional Tax Information

Colorado Springs, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

Boston, MA Tax Rates

Sales Tax:6.3%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Colorado Springs
Boston
49 Good
Air Quality
36 Good
55.2%
Good Air Days
79.5%
94 Moderate
Climate Risk
94 Moderate
🔥🌊🌪
Top Hazards
🌊🌅🌀
+3.0°F
2050 Outlook
+2.5°F
9 days
Heat Days >95°F
6 days
+3.0°F
2050 Outlook
+2.5°F
9 days
Heat Days >95°F
6 days

What to Consider When Moving from Colorado Springs, CO to Boston, MA

Relocating from Colorado Springs, CO to Boston, MA involves more than just comparing rent prices. While the overall cost of living is roughly 45% higher in Boston, MA, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Boston, MA is 85% more expensive than in Colorado Springs, CO. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Boston, MA pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Boston, MA to match your current standard of living in Colorado Springs, CO.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Boston, MA for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Colorado Springs, CO vs Boston, MA

Is Boston, MA cheaper than Colorado Springs, CO?

Boston, MA is approximately 44.7% more expensive than Colorado Springs, CO overall. On a $150,000 salary, that translates to roughly $3,350/month in additional expenses. Housing is the biggest factor, costing 85% more in Boston, MA.

What salary do I need in Boston, MA to match my lifestyle in Colorado Springs, CO?

If you currently earn $150,000 in Colorado Springs, CO, you would need approximately $190,194 in Boston, MA to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Colorado Springs, CO and Boston, MA?

A two-bedroom apartment averages $1,800/month in Colorado Springs, CO compared to $3,865/month in Boston, MA. One-bedroom apartments are $1,520/month in Colorado Springs, CO vs $3,255/month in Boston, MA. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Colorado Springs, CO or Boston, MA?

Groceries are about 8% more expensive in Boston, MA than in Colorado Springs, CO, which adds roughly $79.94/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Colorado Springs, CO to Boston, MA?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

💰 See how taxes change too — compare take-home pay between Colorado and Massachusetts on TaxTakeHome.com

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