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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.0K/month more in Cape Coral, FL

$150.0K in your current city equals $162.5K in Cape Coral, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 13.9%
More expensive
Monthly Impact
$1,044
Extra cost
Annual Impact
$12.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Columbus, GA

Population:207K
Cost Index:
100
100 = national average
Median Home:$153K

Cape Coral, FL

Population:224K
Cost Index:
114
(14% above avg)
Median Home:$367K

Columbus, GA

The Peach State

207K
Population
State Tax
Yes

Located in Georgia, this city has a population of 207K residents.

Cape Coral, FL

The Sunshine State

224K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 224K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Columbus, GA vs Cape Coral, FL

Housing
โ†‘ 21.7%
Columbus, GA
$1,923
Cape Coral, FL
$2,341
Difference
$418
more
Transportation
โ†“ 14.7%
Columbus, GA
$1,448
Cape Coral, FL
$1,236
Difference
$212
less
Other
โ†‘ 10.6%
Columbus, GA
$1,574
Cape Coral, FL
$1,740
Difference
$166
more
Healthcare
โ†‘ 8.7%
Columbus, GA
$514
Cape Coral, FL
$559
Difference
$44.91
more
Groceries
โ†‘ 4.2%
Columbus, GA
$959
Cape Coral, FL
$1,000
Difference
$40.55
more
All Utilities
โ†“ 3.7%
Columbus, GA
$585
Cape Coral, FL
$563
Difference
$21.85
less

๐Ÿ Rent Comparison

Studio
From$880
To$900
โ†‘ $20.00
1 Bed
From$930
To$1,063
โ†‘ $133
2 Bed
From$1,085
To$1,309
โ†‘ $224
3 Bed
From$1,435
To$1,799
โ†‘ $364
Columbus, GAZIP-level data

1BR range: $850โ€“$1,290/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,003
Monthly in Columbus, GA
$7,438
Monthly in Cape Coral, FL
$435
Difference

Home Values

Columbus
Cape Coral
$153K
Median Value
-
0%
YoY Change
-
โ†‘ +39.1%
5-Year Change
-
$69K - $226K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $8.5K
Per year
Monthly Difference
$704
More take-home
Effective Rate Diff
5.6%
Rate difference

Columbus, GA

Federal Income Tax
Effective: 18.9%
$25.5K
Georgia State Tax
Effective: 5.6%
$8.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.5K
Take-Home Pay
$8,711/month
$104.5K

Cape Coral, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Columbus, GA Tax Rates

Sales Tax:7.3%
Property Tax:0.9%

Cape Coral, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Columbus
Cape Coral
49 Good
Air Quality
50 Good
52.7%
Good Air Days
52.5%
82 Moderate
Climate Risk
99 High
None
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
64 days
Heat Days >95ยฐF
38 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
64 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Georgia and Florida on TaxTakeHome.com

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