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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $250/month moving to St. Louis, MO

$150.0K in your current city equals $147.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Columbus, OH area
Overall Cost
3.3%
Less expensive
Monthly Impact
$250
Savings
Annual Impact
$3.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Columbus, OH

Population:906K
Cost Index:
100
100 = national average
Median Home:$263K

St. Louis, MO

Population:302K
Cost Index:
97
(3% below avg)
Median Home:$145K

Columbus, OH

The Buckeye State

906K
Population
State Tax
Yes

Located in Ohio, this city has a population of 906K residents.

St. Louis, MO

The Show-Me State

302K
Population
State Tax
Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Columbus, OH vs St. Louis, MO

Housing
8.9%
Columbus, OH
$2,053
St. Louis, MO
$1,871
Difference
$182
less
Transportation
11.0%
Columbus, OH
$1,366
St. Louis, MO
$1,216
Difference
$150
less
Healthcare
13.3%
Columbus, OH
$607
St. Louis, MO
$527
Difference
$80.54
less
All Utilities
15.3%
Columbus, OH
$464
St. Louis, MO
$535
Difference
$71.03
more
Other
3.2%
Columbus, OH
$1,557
St. Louis, MO
$1,607
Difference
$50.22
more
Groceries
2.1%
Columbus, OH
$969
St. Louis, MO
$949
Difference
$19.99
less

🏛️ Local Income Taxes

Columbus, OH: Columbus Municipal Income Tax$3,750/yr (2.5%)
St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)
Net difference-$2,250/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,020
To$910
$110
1 Bed
From$1,100
To$950
$150
2 Bed
From$1,315
To$1,160
$155
3 Bed
From$1,575
To$1,490
$85.00
Columbus, OHZIP-level data

1BR range: $870$1,790/mo

St. Louis, MOZIP-level data

1BR range: $800$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,017
Monthly in Columbus, OH
$6,705
Monthly in St. Louis, MO
$311
Difference

Home Values

Columbus
St. Louis
$263K
Median Value
$145K
↓ -0.4%
YoY Change
↓ -0.8%
↑ +28.8%
5-Year Change
↑ +10.9%
$95K - $406K
Price Range
$38K - $302K

Homes in St. Louis are 45% less expensive than Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.5K
More taxes
Monthly Difference
$292
Less take-home
Effective Rate Diff
2.3%
Rate difference

Columbus, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

St. Louis, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Columbus, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

St. Louis, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Columbus
St. Louis
53 Moderate
Air Quality
54 Moderate
41.3%
Good Air Days
38%
98 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🫨
+3.1°F
2050 Outlook
+3.0°F
18 days
Heat Days >95°F
39 days
+3.1°F
2050 Outlook
+3.0°F
18 days
Heat Days >95°F
39 days

💰 See how taxes change too — compare take-home pay between Ohio and Missouri on TaxTakeHome.com

Where your money goes further

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