Is Phoenix, AZ cheaper than Commack CDP, NY?

Based on cost of living data, Phoenix, AZ is 26.8% cheaper than Commack CDP, NY. This translates to saving $2014 per month.

What salary do I need in Phoenix, AZ to live like I do in Commack CDP, NY?

If you earn $150,000 in Commack CDP, NY, you'd need approximately $125,836.355 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Commack CDP, NY and Phoenix, AZ?

Housing in Phoenix, AZ is 51.8% cheaper than in Commack CDP, NY. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $2,998/month in Commack CDP, NY.

How much can I save per month by moving from Commack CDP, NY to Phoenix, AZ?

Moving from Commack CDP, NY to Phoenix, AZ could save you approximately $2014 per month, or $24164 per year, based on a $150,000 salary.

Commack CDP, NY vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Commack CDP, NY — COL adjusted from New York, NY area + state data

Current salary in Commack CDP, NY

Numbers update automatically as you type

You'd save $2.0K/month moving to Phoenix, AZ

$150.0K in your current city equals $125.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 26.8%

Less expensive

Monthly Impact

$2,014

Savings

Annual Impact

$24.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Commack CDP, NY

Population:37K

Cost Index:100

Median Home:$1.05M

Phoenix, AZ

Population:1608K

Cost Index:73

Median Home:$414K

Commack CDP, NY

The Empire State

37K

Population

State Tax

Yes

Located in New York, this city has a population of 37K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Commack CDP, NY vs Phoenix, AZ

Category	Commack CDP, NY	Phoenix, AZ	Difference	Change
🏠Housing	$5,780/mo	$2,788/mo	↓ $2,992less	51.8%
🚗Transportation	$1,346/mo	$1,489/mo	↑ $143more	10.7%
🛒Groceries	$1,068/mo	$963/mo	↓ $104less	9.8%
🏥Healthcare	$630/mo	$589/mo	↓ $41.62less	6.6%
📦Other	$1,708/mo	$1,677/mo	↓ $30.62less	1.8%
⚡All Utilities	$550/mo	$561/mo	↑ $11.38more	2.1%

🏠Housing

↓ 51.8%

Commack CDP, NY

$5,780

Phoenix, AZ

$2,788

Difference

$2,992

less

🚗Transportation

↑ 10.7%

Commack CDP, NY

$1,346

Phoenix, AZ

$1,489

Difference

$143

🛒Groceries

↓ 9.8%

Commack CDP, NY

$1,068

Phoenix, AZ

$963

Difference

$104

less

🏥Healthcare

↓ 6.6%

Commack CDP, NY

$630

Phoenix, AZ

$589

Difference

$41.62

less

📦Other

↓ 1.8%

Commack CDP, NY

$1,708

Phoenix, AZ

$1,677

Difference

$30.62

less

⚡All Utilities

↑ 2.1%

Commack CDP, NY

$550

Phoenix, AZ

$561

Difference

$11.38

🏠Rent Comparison

Studio

From$2,063

To$1,390

↓ $673

1 Bed

From$2,427

To$1,510

↓ $917

2 Bed

From$2,998

To$1,750

↓ $1,248

3 Bed

From$4,140

To$2,330

↓ $1,810

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,081

Monthly in Commack CDP, NY

$8,068

Monthly in Phoenix, AZ

$3,014

Difference

Home Values

Commack CDP

Phoenix

Median Value

$414K

YoY Change

↓ -3.1%

5-Year Change

↑ +30.2%

Price Range

$274K - $957K

Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.3K

Per year

Monthly Difference

$359

More take-home

Effective Rate Diff

2.9%

Rate difference

Commack CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Commack CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.