Is Denver, CO cheaper than Commerce City, CO?

Based on cost of living data, Denver, CO is 5.4% more expensive than Commerce City, CO. This translates to spending an extra $403 per month.

What salary do I need in Denver, CO to live like I do in Commerce City, CO?

If you earn $150,000 in Commerce City, CO, you'd need approximately $154,839.429 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Commerce City, CO and Denver, CO?

Housing in Denver, CO is 17.1% more expensive than in Commerce City, CO. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,557/month in Commerce City, CO.

How much can I save per month by moving from Commerce City, CO to Denver, CO?

Living in Denver, CO costs approximately $403 more per month than Commerce City, CO, or $4839 more per year, based on a $150,000 salary.

Commerce City, CO vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Commerce City, CO — ZIP-level rent data · COL adjusted from Denver, CO area

Current salary in Commerce City, CO

Numbers update automatically as you type

You'd spend $403/month more in Denver, CO

$150.0K in your current city equals $154.8K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area

Overall Cost

↑ 5.4%

More expensive

Monthly Impact

$403

Extra cost

Annual Impact

$4.8K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Commerce City, CO

Population:68K

Cost Index:100

Median Home:$470K

Denver, CO

Population:716K

Cost Index:105

Median Home:$513K

Commerce City, CO

The Centennial State

68K

Population

State Tax

Yes

Located in Colorado, this city has a population of 68K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Commerce City, CO vs Denver, CO

Category	Commerce City, CO	Denver, CO	Difference	Change
🏠Housing	$2,774/mo	$3,248/mo	↑ $474more	17.1%
📦Other	$1,684/mo	$1,774/mo	↑ $90.55more	5.4%
🚗Transportation	$1,387/mo	$1,462/mo	↑ $74.58more	5.4%
🛒Groceries	$1,003/mo	$1,029/mo	↑ $26.60more	2.7%
🏥Healthcare	$616/mo	$632/mo	↑ $16.33more	2.7%
⚡All Utilities	$506/mo	$519/mo	↑ $13.42more	2.7%

🏠Housing

↑ 17.1%

Commerce City, CO

$2,774

Denver, CO

$3,248

Difference

$474

📦Other

↑ 5.4%

Commerce City, CO

$1,684

Denver, CO

$1,774

Difference

$90.55

🚗Transportation

↑ 5.4%

Commerce City, CO

$1,387

Denver, CO

$1,462

Difference

$74.58

🛒Groceries

↑ 2.7%

Commerce City, CO

$1,003

Denver, CO

$1,029

Difference

$26.60

🏥Healthcare

↑ 2.7%

Commerce City, CO

$616

Denver, CO

$632

Difference

$16.33

⚡All Utilities

↑ 2.7%

Commerce City, CO

$506

Denver, CO

$519

Difference

$13.42

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Commerce City, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,194

To$1,720

↑ $526

1 Bed

From$1,307

To$1,840

↑ $533

2 Bed

From$1,557

To$2,190

↑ $633

3 Bed

From$2,033

To$2,870

↑ $837

Commerce City, COZIP-level data

1BR range: $1,620–$1,620/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,969

Monthly in Commerce City, CO

$8,665

Monthly in Denver, CO

$696

Difference

Home Values

Commerce City

Denver

$470K

Median Value

$513K

↓ -4.3%

YoY Change

↓ -4.2%

↑ +18.2%

5-Year Change

↑ +13%

$470K

Price Range

$352K - $933K

Homes in Denver are 9% more expensive than Commerce City

Calculate payment - Commerce City Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Commerce City, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Commerce City, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.