Is Kansas City, MO cheaper than Commerce City, CO?

Based on cost of living data, Kansas City, MO is 13.8% cheaper than Commerce City, CO. This translates to saving $1034 per month.

What salary do I need in Kansas City, MO to live like I do in Commerce City, CO?

If you earn $150,000 in Commerce City, CO, you'd need approximately $137,595.897 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Commerce City, CO and Kansas City, MO?

Housing in Kansas City, MO is 24.1% cheaper than in Commerce City, CO. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,557/month in Commerce City, CO.

How much can I save per month by moving from Commerce City, CO to Kansas City, MO?

Moving from Commerce City, CO to Kansas City, MO could save you approximately $1034 per month, or $12404 per year, based on a $150,000 salary.

Commerce City, CO vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Commerce City, CO — ZIP-level rent data · COL adjusted from Denver, CO area

Current salary in Commerce City, CO

Numbers update automatically as you type

You'd save $1.0K/month moving to Kansas City, MO

$150.0K in your current city equals $137.6K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area

Overall Cost

↓ 13.8%

Less expensive

Monthly Impact

$1,034

Savings

Annual Impact

$12.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Commerce City, CO

Population:68K

Cost Index:100

Median Home:$470K

Kansas City, MO

Population:508K

Cost Index:86

Median Home:$257K

Commerce City, CO

The Centennial State

68K

Population

State Tax

Yes

Located in Colorado, this city has a population of 68K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Commerce City, CO vs Kansas City, MO

Category	Commerce City, CO	Kansas City, MO	Difference	Change
🏠Housing	$2,774/mo	$2,105/mo	↓ $669less	24.1%
🚗Transportation	$1,387/mo	$1,216/mo	↓ $171less	12.3%
📦Other	$1,684/mo	$1,607/mo	↓ $76.86less	4.6%
🛒Groceries	$1,003/mo	$949/mo	↓ $53.34less	5.3%
⚡All Utilities	$506/mo	$535/mo	↑ $29.81more	5.9%
🏥Healthcare	$616/mo	$607/mo	↓ $8.45less	1.4%

🏠Housing

↓ 24.1%

Commerce City, CO

$2,774

Kansas City, MO

$2,105

Difference

$669

less

🚗Transportation

↓ 12.3%

Commerce City, CO

$1,387

Kansas City, MO

$1,216

Difference

$171

less

📦Other

↓ 4.6%

Commerce City, CO

$1,684

Kansas City, MO

$1,607

Difference

$76.86

less

🛒Groceries

↓ 5.3%

Commerce City, CO

$1,003

Kansas City, MO

$949

Difference

$53.34

less

⚡All Utilities

↑ 5.9%

Commerce City, CO

$506

Kansas City, MO

$535

Difference

$29.81

🏥Healthcare

↓ 1.4%

Commerce City, CO

$616

Kansas City, MO

$607

Difference

$8.45

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Commerce City, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,194

To$1,180

↓ $14.00

1 Bed

From$1,307

To$1,280

↓ $27.00

2 Bed

From$1,557

To$1,460

↓ $97.00

3 Bed

From$2,033

To$1,900

↓ $133

Commerce City, COZIP-level data

1BR range: $1,620–$1,620/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,969

Monthly in Commerce City, CO

$7,020

Monthly in Kansas City, MO

$950

Difference

Home Values

Commerce City

Kansas City

$470K

Median Value

$257K

↓ -4.3%

YoY Change

↑ +0.6%

↑ +18.2%

5-Year Change

↑ +32.2%

$470K

Price Range

$80K - $587K

Homes in Kansas City are 45% less expensive than Commerce City

Calculate payment - Commerce City Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.3K

More taxes

Monthly Difference

$111

Less take-home

Effective Rate Diff

0.9%

Rate difference

Commerce City, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Commerce City, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.