Is Raleigh, NC cheaper than Concord, CA?

Based on cost of living data, Raleigh, NC is 39.5% cheaper than Concord, CA. This translates to saving $2965 per month.

What salary do I need in Raleigh, NC to live like I do in Concord, CA?

If you earn $150,000 in Concord, CA, you'd need approximately $114,423.731 in Raleigh, NC to maintain the same standard of living.

How does housing cost compare between Concord, CA and Raleigh, NC?

Housing in Raleigh, NC is 58.9% cheaper than in Concord, CA. For a two-bedroom apartment, rent is $1,800/month in Raleigh, NC compared to $2,405/month in Concord, CA.

How much can I save per month by moving from Concord, CA to Raleigh, NC?

Moving from Concord, CA to Raleigh, NC could save you approximately $2965 per month, or $35576 per year, based on a $150,000 salary.

Concord, CA vs Raleigh, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Concord, CA — ZIP-level rent data · COL adjusted from Oakland, CA area

Current salary in Concord, CA

Numbers update automatically as you type

You'd save $3.0K/month moving to Raleigh, NC

$150.0K in your current city equals $114.4K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 39.5%

Less expensive

Monthly Impact

$2,965

Savings

Annual Impact

$35.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Concord, CA

Population:122K

Cost Index:100

Median Home:$727K

Raleigh, NC

Population:474K

Cost Index:60

Median Home:$512K

Concord, CA

The Golden State

122K

Population

State Tax

Yes

Located in California, this city has a population of 122K residents.

Raleigh, NC

The Tar Heel State

474K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Research Triangle
•State capital
•Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Concord, CA vs Raleigh, NC

Category	Concord, CA	Raleigh, NC	Difference	Change
🏠Housing	$6,003/mo	$2,469/mo	↓ $3,534less	58.9%
🚗Transportation	$2,098/mo	$1,284/mo	↓ $814less	38.8%
🛒Groceries	$1,143/mo	$959/mo	↓ $184less	16.1%
📦Other	$1,823/mo	$1,707/mo	↓ $115less	6.3%
⚡All Utilities	$442/mo	$546/mo	↑ $105more	23.7%
🏥Healthcare	$696/mo	$601/mo	↓ $95.43less	13.7%

🏠Housing

↓ 58.9%

Concord, CA

$6,003

Raleigh, NC

$2,469

Difference

$3,534

less

🚗Transportation

↓ 38.8%

Concord, CA

$2,098

Raleigh, NC

$1,284

Difference

$814

less

🛒Groceries

↓ 16.1%

Concord, CA

$1,143

Raleigh, NC

$959

Difference

$184

less

📦Other

↓ 6.3%

Concord, CA

$1,823

Raleigh, NC

$1,707

Difference

$115

less

⚡All Utilities

↑ 23.7%

Concord, CA

$442

Raleigh, NC

$546

Difference

$105

🏥Healthcare

↓ 13.7%

Concord, CA

$696

Raleigh, NC

$601

Difference

$95.43

less

🏠Rent Comparison

Studio

From$1,768

To$1,570

↓ $198

1 Bed

From$1,971

To$1,640

↓ $331

2 Bed

From$2,405

To$1,800

↓ $605

3 Bed

From$3,074

To$2,255

↓ $819

Concord, CAZIP-level data

1BR range: $2,190–$2,430/mo

Raleigh, NCZIP-level data

1BR range: $1,400–$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,205

Monthly in Concord, CA

$7,567

Monthly in Raleigh, NC

$4,638

Difference

Home Values

Concord

Raleigh

$727K

Median Value

$512K

↓ -4.4%

YoY Change

↓ -0.5%

↑ +10.1%

5-Year Change

↑ +38.2%

$584K - $830K

Price Range

$314K - $992K

Homes in Raleigh are 30% less expensive than Concord

Calculate payment - Concord Calculate payment - Raleigh

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.5K

Per year

Monthly Difference

$292

More take-home

Effective Rate Diff

2.3%

Rate difference

Concord, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Raleigh, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Concord, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Raleigh, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.