Is Dallas, TX cheaper than Concord, NC?

Based on cost of living data, Dallas, TX is 9.0% more expensive than Concord, NC. This translates to spending an extra $677 per month.

What salary do I need in Dallas, TX to live like I do in Concord, NC?

If you earn $150,000 in Concord, NC, you'd need approximately $158,126.733 in Dallas, TX to maintain the same standard of living.

How does housing cost compare between Concord, NC and Dallas, TX?

Housing in Dallas, TX is 12.7% more expensive than in Concord, NC. For a two-bedroom apartment, rent is $1,765/month in Dallas, TX compared to $1,258/month in Concord, NC.

How much can I save per month by moving from Concord, NC to Dallas, TX?

Living in Dallas, TX costs approximately $677 more per month than Concord, NC, or $8127 more per year, based on a $150,000 salary.

Concord, NC vs Dallas, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Concord, NC — ZIP-level rent data · COL adjusted from Charlotte, NC area

Current salary in Concord, NC

Numbers update automatically as you type

You'd spend $677/month more in Dallas, TX

$150.0K in your current city equals $158.1K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Charlotte-Concord-Gastonia, NC-SC area

Overall Cost

↑ 9.0%

More expensive

Monthly Impact

$677

Extra cost

Annual Impact

$8.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Concord, NC

Population:110K

Cost Index:100

Median Home:$371K

Dallas, TX

Population:1304K

Cost Index:109

Median Home:$292K

Concord, NC

The Tar Heel State

110K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 110K residents.

Dallas, TX

The Lone Star State

1.3M

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major business center
•No state income tax
•Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Concord, NC vs Dallas, TX

Category	Concord, NC	Dallas, TX	Difference	Change
🏠Housing	$2,122/mo	$2,391/mo	↑ $269more	12.7%
🚗Transportation	$1,148/mo	$1,298/mo	↑ $150more	13.0%
📦Other	$1,631/mo	$1,774/mo	↑ $144more	8.8%
⚡All Utilities	$507/mo	$563/mo	↑ $55.53more	10.9%
🛒Groceries	$967/mo	$979/mo	↑ $12.52more	1.3%
🏥Healthcare	$624/mo	$632/mo	↑ $8.33more	1.3%

🏠Housing

↑ 12.7%

Concord, NC

$2,122

Dallas, TX

$2,391

Difference

$269

🚗Transportation

↑ 13.0%

Concord, NC

$1,148

Dallas, TX

$1,298

Difference

$150

📦Other

↑ 8.8%

Concord, NC

$1,631

Dallas, TX

$1,774

Difference

$144

⚡All Utilities

↑ 10.9%

Concord, NC

$507

Dallas, TX

$563

Difference

$55.53

🛒Groceries

↑ 1.3%

Concord, NC

$967

Dallas, TX

$979

Difference

$12.52

🏥Healthcare

↑ 1.3%

Concord, NC

$624

Dallas, TX

$632

Difference

$8.33

🏠Rent Comparison

Studio

From$1,096

To$1,450

↑ $354

1 Bed

From$1,145

To$1,505

↑ $360

2 Bed

From$1,258

To$1,765

↑ $507

3 Bed

From$1,546

To$2,220

↑ $674

Concord, NCZIP-level data

1BR range: $1,310–$1,510/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,998

Monthly in Concord, NC

$7,637

Monthly in Dallas, TX

$639

Difference

Home Values

Concord

Dallas

$371K

Median Value

$292K

↓ -2.4%

YoY Change

↓ -3.1%

↑ +40.1%

5-Year Change

↑ +27.1%

$336K - $406K

Price Range

$138K - $2.01M

Homes in Dallas are 21% less expensive than Concord

Calculate payment - Concord Calculate payment - Dallas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.1K

Per year

Monthly Difference

$594

More take-home

Effective Rate Diff

4.7%

Rate difference

Concord, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Dallas, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Concord, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Dallas, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.